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Recreational Insurance in Canada

A day trip or weekend adventure takes planning and time. But with the right recreational insurance policy, you can embark on an exciting outing without worry. Recreational insurance gives you a strong safety net in case of an unexpected incident, like injury, theft or damage.

Discover our variety of recreational insurance policies created with your passions in mind.

Whether you’re cruising on your ATV, towing your loaded trailer, or hitting the snow-covered landscapes on your snowmobile, we’ve got you covered. A secure policy set up ahead of your journey helps ensure you do what you love with peace of mind. Let us get you a fast and free quote so you can start planning your next getaway.

Policy Options for Your Favourite Things

Sharp Insurance can fulfill your insurance needs before you head out for a solo trek or an annual vacation.

Sharp offers recreational insurance for several recreational vehicles, including:

Snowmobile Insurance

Get insurance for your snowmobile so you can have worry-free winter adventures with protection against theft, damage, third-party liability and more. Learn More

ATV Insurance

You can rely on your ATV to carry you through all sorts of bumpy roads, and with the right ATV insurance, you can free your mind up to enjoy the ride. ATV insurance provides coverage against theft, collision and more. Learn More

Boat Insurance

Although boating is a rewarding activity in more ways than one, it comes with significant risks that you have to be prepared for. Boat insurance provides coverage for liability and collision as well as your personal belongings, towing and marine assistance. Learn More

Trailer Insurance

Your trailer is your home away from home, and it’s important to have the same feeling of safety and peace wherever you are. Trailer insurance gives you protection against theft, vandalism, natural disasters and more. Learn More

Motorhome RV Insurance

Taking care of your motorhome, maintaining it, and keeping it ready for your adventures is a lot of work. Don’t let your hard work go to waste and keep your motorhome protected against theft, fires, vandalism and more. Learn More

Travel & Medical Insurance

Don’t let your meticulous travel plans get disrupted by unexpected accidents. With travel and medical insurance, you can rest assured that you’re covered against any unpleasant surprises that might delay your plans or affect your trip quality. Learn More

Why Choose Sharp Insurance?

Sharp works hard to find you excellent insurance protection for your toys and adventures across Canada. Below are a few ways we help you get the best insurance every time and anywhere.

  • Customization: With our large network of insurance providers, we provide you with the best options for your individual needs.
  • Expert advice and customer service: For the duration of our partnership, we will provide you with risk management recommendations and insurance advice from experts with years of insurance and risk management experience.
  • Save money: As your brokers, we will always work hard to shop for the best current deals in the market without any hassle or effort required from you.

Get a Quote

After you set up your recreational insurance policy, you’ll have access to your insurance documents 24/7 through our online self-service portal and mobile app, MySharp. View your pink card, make a claim, view payment details, submit policy change requests and more. First, get a free, no-obligation quote.

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Did You Know

If you need ATV insurance, there are several restrictions to keep in mind: licensing requirements, child-size ATVs and ATVs used for racing and competition are a few. Ask one of our brokers what coverage you need for your specific ATV. Learn more by talking to one of our expert brokers in Alberta, Ontario, British Columbia, Manitoba or Saskatchewan, and get the advice you need.

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