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Commercial Property & Building Insurance

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Commercial Property & Building Insurance

Get a Quote

Commercial Property & Building Insurance in Canada

Are you a business owner who enjoys the freedom of being your own boss? While entrepreneurship has many advantages, it also comes with responsibilities and decisions that could make or break your bottom line.

A commercial property insurance policy provides protection for the contents and structure of your building against potential hazards. At Sharp Insurance, we show you how to stay protected from everyday risks to keep your business on track for success and financial stability.

Secure Your commercial property insurance the Right Way

Whether you’re a grocery store owner or a restaurateur, you have likely invested thousands of dollars buying inventory. You may operate a large operation or a small café that relies on its espresso machine to break a profit. No matter how large or small your business is, you must have a commercial property insurance policy, especially if you own any type of item used for business purposes.

Below are the types of assets (belongings & inventory) typically covered under a commercial property insurance policy:

  • Equipment
  • Signs and glass
  • Computers
  • Machines
  • Instruments
  • Inventory
  • Furniture

Commercial Property Insurance: Coverage

Your business relies on many factors to run smoothly, but some of these factors are beyond your control. That’s where our skilled brokers come in. Whether it’s a flood or a break-in, a commercial property insurance policy gives you peace of mind knowing you can get help when you need it the most.

How to mitigate risks with a secure commercial property insurance policy:


Weather hazards and unpreventable incidents, such as fire, theft, vandalism, smoke, water, earthquakes, wind are some of the perils that are covered under a commercial property policy.

Business Interruption

Income loss due to a business operation disruption or closure is remedied with this type of insurance coverage if the loss is covered.

Equipment Breakdown

Examples of this type of coverage include mechanical breakdown or equipment failure.

Building Insurance

The physical structure of the building you own requires protection against potential losses. The building means the floors, windows, ceilings, walls and more of your business.

Liability Insurance

Every organization needs protection if a visitor has an injury on your business premises, like a slip and fall, and sues you.

Get a Commercial Property Insurance Quote

As a business owner, we understand the unique insurance needs of your business. Our brokers help you take the guess work out of insurance, so you can get back to growing your company.

How? Our brokers are skilled at finding you what you need, every time.

Our experienced brokers will work with you to find the right coverage for your needs, so you can spend less time worrying, and more time on moving your business to where you want it to go. We work on your behalf to find you great coverage at great prices because we have insurer partnerships that allow us to shop around for a price that suits your business needs.

Get a Quote

 Our insurer partners offer the best
rates and coverage options! 

Why You Need Commercial Property Insurance

As a business owner, you know how much effort and inventory it can take to operate your business. From equipment to furniture, your business’ day-to-day operations depend on the maintenance of your assets. That’s why it’s essential to protect the property that helps your business run smoothly with a commercial property insurance policy.

We work with a variety of insurance partners who provide comprehensive coverage for your business and its property. We will shop around on your behalf to find you the best coverage and a great price, so you can rest easy at the end of the day.

Get a Quote