Home, Condo and Tenant Insurance in Alberta
There are several levels of home insurance which cover the home’s contents and structure that you can choose from in Alberta. Basic home insurance covers perils that you choose to include in the policy, and it’s considered the most affordable, yet most limited option.
Another level of coverage is broad home insurance coverage, which covers contents and home structure. Comprehensive coverage includes nearly all risks, while no-frills home coverage is specifically for properties that have certain issues or challenges.
There are several more levels of home insurance coverage that you can include in your policy. Sharp’s brokers will be happy to discuss this with you.
As for tenant insurance, it covers personal properties inside the unit, personal liability for accidents that happen in the unit and additional living expenses to pay for alternate residence while your unit is being fixed.
Finally, condo insurance covers personal property, loss assessments, personal liability, upgrades, improvements and additional living expenses.
The good news is that Sharp Insurance brokers offer quotes for home, tenant and condo insurance, and have the knowledge and experience to answer all your questions. Get a quote today!
Recreational Vehicle Insurance in Alberta
You are legally required to have recreational vehicle (RV) insurance in Alberta. RV insurance should contain the same mandatory coverage as an auto policy.
RV insurance in Alberta covers third-party liability, premise liability when parked, emergency vacation expenses, accident benefits, roadside assistance for trailers and direct compensation for property damage.
Sharp Insurance works with some of the best RV insurance companies in Alberta. Contact us and get a quote now.
Commercial and Small Business Insurance in Alberta
While business insurance is not legally required, businesses in Alberta, whether big or small, need to protect their assets and interests with commercial insurance and small business insurance.
Business insurance in Alberta includes commercial general liability, professional liability insurance, commercial property insurance, commercial auto insurance, product liability insurance, directors’ and officers’ insurance and cyber insurance.
You do not have to include all these coverages in your business insurance policy, but it’s worth looking at the benefits of each to assess their individual value. Contact one of our expert insurance brokers to find out which coverages your business needs the most.
Travel Insurance in Alberta
Even though your medical insurance is valid anywhere in Canada, and some medical expenses can be claimed once you return from travelling abroad, there are still some medical costs that are not covered.
That is why getting travel insurance is beneficial since it can cover things like trip cancellation and interruption, emergency medical insurance including repatriation, flight and travel accidents insurance and baggage loss or damage.
Event Liability in Alberta
Event liability insurance is for when you are hosting a big event such as a wedding, conference or fundraising event in a certain venue and you want to protect yourself from any related risks.
This insurance covers personal, professional and public events with protection in case the venue or property is damaged, and if any guests become injured during the event.