How to get the Best Recreational Vehicle Insurance in Alberta?
Having a motorhome in Alberta means you are legally required to have third-party liability, direct compensation for property damage, and accident benefits coverage like any other vehicle.
While many think it’s better to add their RV to their home insurance, that would not give it the necessary protection as separate recreational vehicle insurance would do. Many also consider getting regular auto insurance but what is not commonly known is that it’s cheaper if you insure it as an RV.
One of the best ways to get cheap recreational vehicle insurance in Alberta is to thoroughly research all its types to know which coverage you need, and which would be a waste of money.
Types of recreational vehicle insurance include trailer insurance, travel trailer insurance, fifth wheel insurance, tent trailer insurance, and motorhome insurance.
What Are the Available RV Coverages in Alberta?
The things that are covered under an RV insurance policy differ according to each insurance provider and every individual case.
RV insurance in Alberta has several cases; if you choose a motorhome policy with the standard automobile coverage, it can only extend beyond the unit in emergency vacation expenses and personal effects in a motorhome. If you choose a motorhome policy with property coverage, it will include emergency roadside service, frozen food coverage, lock replacement, and an extended warranty on appliances.
Overall, the basic coverage for RVs in Alberta would include third-party liability, accident benefits, roadside assistance for trailers, property damage, premise liability, and personal liability.
Do you need Insurance for Classic Cars in Alberta?
No, you’re not legally obligated to have special insurance for a classic car in Alberta, but the thing is, wouldn’t you want to have it anyway?
Having such a special item requires it to be properly insured in case of any possible damage occurring to it.
Insurance for classic cars in Alberta is not hard to come by but to qualify, your car must be more than 25 years old and has less than 8000 km a year.
Other factors that would determine your classic car insurance policy are the make and model, year of manufacture, and overall usage.
Give our Alberta classic car insurance brokers a call today for more details.