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DUI Car Insurance for Alberta Residents 

Driving under the influence (DUI) is one of the most serious convictions you can receive as a driver. If you’ve received a DUI as a first offender in Alberta, you’ll be faced with a fine of at least $1,000 and you may receive a jail sentence of up to 18 months, a driver’s license suspension and you must attend an education and treatment program. In addition, your vehicle may be fitted with an ignition interlock device. With a DUI on your driving record, it can be tough to find a reasonable car insurance rate, but Sharp Insurance brokers work hard to find you the most affordable car insurance premium in Alberta.  

 

DUI Car Insurance in Alberta 

To better assist Albertans, Sharp specializes in helping drivers find competitive DUI auto insurance rates. Our brokers are experienced and can give advice on how to get your licence back and inform you about your auto insurance rate changes. We let you know how you can improve your driving record while getting the best insurance rate possible. 

What You Need To Do Next 

After your suspension has been lifted, your fines are paid and you’ve completed specific driving courses, you can go get your licence. But before you can go to the registry office to get your licence, you must first have a standard auto insurance policy. Sharp Insurance is happy to secure your insurance following a DUI conviction without any hassle. Our skilled brokers are happy to work with you to help you find the best DUI auto insurance that fits your budget.

Fill out a DUI auto insurance quote request today and one of our brokers will work on your behalf to find you the right coverage. 

Consequences for Driving Under the Influence in Alberta 

Driving under the influence in Alberta can have severe consequences, including: 

  • For a first offense, you’ll face an immediate 90-day license suspension. Following this period, you’ll be able to apply and partake in the interlock program for at least one year. You may also face a vehicle seizure of up to 30 days and you will be required to take a remedial course. You must pay a minimum fine of $1,000 for a first-time offense, as well as towing/impound costs, course costs and interlock costs.
     
  • Upon a second offense, you’ll face an immediate 90-day suspension and must apply for the interlock program. You must participate in a remedial course; you may have your vehicle seized for 30 days and be ordered to pay a $2,000 fine. You may also be criminally charged in the event of a second DUI offense.
     
  • A third offense will result in all of the above, plus you’ll have to be a part of the interlock program for the rest of your driving life, and you will be criminally charged. 

If you are pulled over for suspected driving under the influence and you refuse to provide a breath sample, you may be automatically assigned a .08 BAC level and charged under the Criminal Code of Canada as well as the Immediate Roadside Sanctions. 

If you’ve ever had a DUI, you’ll also want to maintain a continuous insurance history. A cancellation or blank gap in your insurance can be a red flag and may result in further difficulty getting insured.

Chat with a Sharp DUI car insurance broker in Alberta or apply for a free DUI auto insurance quote in Alberta to find the best rate possible.  

How to Keep your DUI Rates Manageable  

It’s inevitable that a driver with a DUI will have higher insurance rates; your premiums could potentially double after a charge.

Here are a few tips to keep your insurance rates low: 

  • Pay your outstanding fines, including all unrelated charges, speeding tickets, parking tickets and your DUI charge.
  • Do your best to stay insured. If you lose your license because of your DUI charge, try to get re-insured ASAP. It’s better to have a continuous insurance history. 
  • Shop around with the assistance of an expert DUI insurance broker at Sharp Insurance. 
  • Take a defensive driving course, which will freshen up your skills and may even qualify you for a discounted premium. 
  • Make sure you attend all court-ordered and any recommended education or treatment programs.
  • Drive safely! Avoid adding any unnecessary accidents or infractions to the list. Keep your record as clean as possible to keep your insurance rates reasonable. 

Do you want additional ways to reduce your auto insurance rates in Alberta? We’re happy to jump on a call with you to discuss your price options and coverage.  

DUI Car Insurance in Alberta: Frequently Asked Questions

Yes, it’s possible to get insurance after you have been charged with a DUI. But know that you’ll always be paying more than if you didn’t have a DUI. In Alberta, DUI car insurance can be limited and more expensive, but it’s better than not being insured at all.

Insurance rates can easily double, or even triple, following a DUI. It depends on a few factors, such as your existing driving history, the severity of the offense and more. Your costs may vary. A DUI is a serious offense and could have you labelled a high-risk driver. 

It depends on your insurer, but in most cases your DUI charge will be wiped from your record after about three years. For others, however, it may take upwards of six years. A DUI charge can be removed from your driver’s abstract after about three years.

Currently Not Accepting Walk-Ins

Please be advised that due to unforeseen circumstances, Sharp is unable to assist walk-in clients at the moment.

We are happy to assist you with all your insurance needs over the phone at 1.877.218.2008