Even Your Small Items are Worth Protecting.
Renters Insurance in Alberta & Ontario
Signing a lease to your new home is an exciting life event. Between picking out new furniture and arranging your move, you barely have time to think about insurance. Not to worry! Our award winning brokers will find you the coverage that fits your lifestyle. A renters insurance package includes coverage for your belongings and your personal liability. We don’t want anything to happen to your impressive music collection.
What You Need To Know
Your landlord’s insurance doesn’t provide coverage for your personal possessions.
Your landlord’s insurance of most rental units only covers damages to the actual dwelling. This means that, in case of an accident, you have no coverage for any damages to your flat screen TV, expensive electronics, valuable furniture, designer clothing, important documents, etc.
Being careful doesn’t stop accidents from happening.
Even if you think of yourself as a very responsible renter, you can’t fully control damages to other units or neighbouring properties. Property damages, such as fires and water damage, or bodily injuries that may occur because of negligence on your side – are all issues which you could be held personally liable. Without proper coverage in place, it’s a nightmare to even think about how much it’s going to cost you to fix one or more of these issues.
What We Offer
A Personalized Limit for Contents Coverage: This coverage entitles you to replace your lost, stolen, or damaged personal belongings not only inside your unit, but also in a vehicle that’s registered to your name.
A $2 Million Liability Coverage: With this coverage, you can have peace of mind knowing that we’re protecting you from financial losses that may result from damages to your unit or your building. This coverage also protects you against bodily injury claims in the event a visitor is injured on your property.
Additional Living Expenses: This coverage provides compensation to you when you’re unable to live in your home while it’s being repaired for damages incurred, due to sudden accidental events such as fires or water damage.
What Sets Us Apart
We do the legwork for you so you can have some peace of mind:
We work with the top 5 insurance companies in Canada to get you the best tenant coverage plan tailored especially to your individual needs.
We offer fast and efficient service: We employ only the best and the most talented brokers in the insurance industry to guarantee hassle-free service.
To Serve You Best, We Work Hard to Partner with The Best!
Did You Know
If you’re a renter, your landlord’s insurance will cover the building and any repairs to the plumbing , electricity, and appliances but you’ll have to buy a personal tenant insurance policy for your personal belongings. You’ll also need to get personal liability insurance to protect yourself if visitors are hurt, or their belongings are unintentionally damaged. Your insurance company will offer different options for your specific lifestyle and budget.