Tenant Insurance Lethbridge
Lethbridge is the largest city in southern Alberta and a major transportation hub for the region. It’s two hours south of Calgary and one hour from the U.S. border. Lethbridge’s location in the heart of southern Alberta also puts it in close proximity to premier attractions like Waterton Lakes National Park and Writing-on-Stone Provincial Park.
There are more than 40 neighbourhoods in Lethbridge. Life in this lively city strikes a balance between the feel of a close-knit small community and the services and amenities of a growing urban centre.
Living in Lethbridge, you’ll find a diverse population, two modern post-secondary institutions, a thriving arts and culture scene, and top-notch recreational facilities all set against a stunning natural environment.
We’re sure you’re very excited about your decision to move to this beautiful city, but let us ask you two important questions first: Have you already rented a place for your family to stay in at Lethbridge? And have you purchased a tenant/renters insurance policy for your new home yet?
If you need help with this last step, look no further! Sharp Insurance is here to help you find the best tenant insurance in Lethbridge. Why don’t you start by getting a tenant/renters insurance quote by filling out the form below now?
How to get Renter’s Insurance in Calgary
Sharp Insurance’s award-winning brokers are happy to help you with your tenant insurance needs in Calgary. All you have to do is give us a call and chat with one of our brokers about your insurance options.
You can also get a tenant insurance quote by filling out the form below now!
At Sharp Insurance, we can answer all your questions and design a tenant insurance package that will help you and your family get the best possible tenant insurance coverage in the city: a coverage that includes not only your valuable belongings, but also your personal liability claims.
Is Renter’s Insurance for me?
Certainly! In Alberta, every tenant needs renters insurance on their home regardless of where they live. The average premium you pay on your renters insurance policy is $25 a month, which is a very small amount to invest in your peace of mind and your family’s safety.
Types of Tenant/Renter’s Insurance
Contents Insurance for Renters in Lethbridge
This coverage protects your personal belongings and household items that aren’t covered under your landlord insurance. No matter where you live, you must always have content coverage. Don’t risk losing your family’s most prized possessions (in an unfortunate accident) to save some money.
This doesn’t have to be a complicated decision to make now that you have us. Our brokers are expert in providing the right content insurance coverage plan that works for you.
Personalized Limit for Contents Coverage: This isn’t everything. At Sharp Insurance, we can customize your content insurance policy to include extra coverage for your expensive items that aren’t covered under the regular policy, such as designer clothing, jewellery, sporting equipment, wine, art, or even your rare music collection.
Give us a call and let’s chat about how to keep your valuables protected for a little extra on your premium.
Tenants/Renters Liability Insurance
Accidents happen no matter how careful we think we are. Being involved in an accident that may cause bodily injury or property damage to someone else can be very stressful unless you cover your back with your tenant liability insurance. It protects you at home or anywhere in the world if you were found responsible for any damages, losses, or injuries to other people.
For example, this coverage protects you if:
- Your bathtub overflows and damages your apartment and your neighbour’s dwelling as well.
- Your neighbour stumbles and falls on your child’s skateboard while visiting your apartment and breaks his leg.
- Your hair curler accidentally sets your hotel room in Paris on fire.
Extra Living Expenses Coverage
Weather patterns in Alberta have been increasingly changing. Whether these changes result in wind and rain, excessive snow and snow melting, rising river levels, or wildfires, natural disasters have become an inevitability for Albertans.
Under such circumstances, you should seriously consider adding the extra living expenses coverage to your tenant/renters insurance policy in Lethbridge. This coverage will be activated if your dwelling is badly damaged in a sudden accidental event and is deemed uninhabitable. It will aid you in coping with your losses by paying for some of your living expenses (while still away from your damaged home), such as hotel bills, restaurant meals, and moving cost.
Get the Right Tenant Insurance Coverage in Lethbridge
Getting the right tenant insurance coverage in Lethbridge is the perfect mix of protection and price.
How do I get Renter’s Insurance in Lethbridge?
Before we help you answer this question, we’d like to share some important information about tenant insurance in Lethbridge with you first. Give us a call and one of our award-winning brokers at Sharp Insurance will be happy to walk you through all the details you need to know in order to get the right coverage for your personal belongings and your personal liability claims.
What you need to know:
How Much Is Tenant Insurance in Lethbridge?
The following are important aspects to consider before we can help you decide the amount you will be expected to spend on your tenant/renters insurance in Lethbridge.
You can also call us at Sharp Insurance today or get a tenant insurance quote by completing the form below now to find out how much you can save when you sign or switch your tenant insurance policy in Lethbridge. Sharp Insurance is partner with some of Canada’s top insurance companies, so we’re confident we can get you the best deal for your tenant insurance policy in Lethbridge.
Your Insured Items
Preparing a list of all the items in your household that need to be insured is the first step to determining the cost of your tenant insurance. We understand that this task may not be as easy as it sounds. That’s why Sharp Insurance has created a smart tool to help you put together an inventory of all your house belongings. Check out our new Inventory Check List and don’t hesitate to give us a call if you still have questions about your insured items: (A link to the The Sharp Rebranded Inventory Checklist).
Your Selected Deductible
Don’t be tempted to select a low deductible on your tenant insurance policy. It’s useful to learn that the more you increase your deductible, the less you have to pay on your premium. This step will require some budgeting before you select a deductible limit. If you’re uncertain about this step, give us a call at Sharp Insurance and let one of our brokers help you make an informed decision.
Other Insurance Policies
Let us know if you have other insurance policies, such as car insurance, home insurance, etc. Bundling all your insurance needs in one policy is an excellent way to save some money on insurance.
The Location of Your Rented Unit in Lethbridge
Despite having more than 40 lively neighbourhoods where many new families choose to reside, the city’s downtown area continues to be an attractive destination to young workforce and international students. It’s a known fact that living around the busy downtown area means you’re going to be charged a lot more on your rent and a little extra on your tenant insurance. So make sure to remember these facts when you plan your relocation to Lethbridge.
Your Building Construction
Did you know that living in a building with multiple units can knock a few bucks off your tenant insurance premium rate? On the other hand, if you choose to reside in a single unit home, such as a town house, your premium automatically increases. Make sure to share these facts with your insurance broker when you call to get a quote for your tenant insurance in Lethbridge and let us help you save some money on your premium.
Call us at Sharp Insurance and chat with one of our brokers if you still have questions about tenant insurance in Lethbridge, or get a quick quote by completing the form below.
What We Offer
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Lethbridge Tenant Insurance