RV Insurance
RV & Motorhome Insurance in Canada
Protect your Home Away from Home
Pursuing your passion for exploration and adventure can be a fulfilling experience. With the right recreational vehicle (RV) and motorhome insurance policy, you can experience a worry-free journey wherever life takes you. Sharp Insurance’s expert brokers are committed to protecting your RV and everything in it for your peace of mind on and off the road.
Are you a snowbird that wants to escape the chill of winter each year? Or are you a weekend warrior that yearns for some comfort and ease. A recreational vehicle can be geared for a multitude of needs. What’s vital to a stress-free experience is your backup when things happen unexpectedly. A solid RV insurance policy meets those needs and protects you whatever route you take.
Fitting your motorhome with a customized policy to suit your needs and lifestyle is essential for a risk-free adventure. Sharp provides RV and motorhome insurance coverage that suits everyone, from retired couples to young families exploring their passion for adventure.
What is Covered: RV & Motorhome Policy
Many of our customers are on-the-go for part of the year or are full-time travelers who require comprehensive coverage for their varied needs on and off the road. Our expert brokers help you find the right coverage for your RV or motorhome in various locations. We offer reliable coverage that can include the following coverage:
Replacement and repair
In case your RV or motorhome is stolen or sustains damage due to vandalism, fires, floods or other natural disasters, this coverage can cover your replacement or repair costs.
Liability
This policy provides you with coverage if you are involved in an accident with your RV or motorhome and found liable for damage to a third party’s property or injury of a third party.
Accident Benefits
If you’re injured in an accident with your RV or motorhome, this coverage can cover medical bills and rehabilitation and replace lost income.
Collision
If your RV or motorhome suffers a collision with another vehicle or an object, this coverage can cover the cost of repair or replacement.
Your adventures may take you to remote or busy locations where you’ll be carrying some or all your belongings. We help ensure you’re protected from typical perils, such as theft, vandalism, fire, flood and other natural disasters.
Additional Coverage Options for Your RV & Motorhome
There are additional insurance policy coverage options available for your RV or motorhome including:
- Contents coverage
- Personal belongings
- Additional transportation coverage
- Specified perils coverage
You can learn more about the coverage options offered for your RV and motorhome through one of our specialized brokers.
What Impacts Your Motorhome Insurance Rate?
Your motorhome insurance rate can depend on several factors, including:
- Your driving record and claims history
- Type and value of your motorhome
- Age and mileage of your motorhome
- Usage (occasional, frequent, seasonal)
- Your location
- Security/anti-theft devices installed
Why Choose Sharp Insurance?
There are many reasons to choose Sharp for your RV insurance needs in Canada. Below we highlight a few, including:
- Customization: With our large network of insurance providers, we provide you with the best options for your individual needs.
- Expert advice and customer service: For the duration of our partnership, we will provide you with risk management recommendations and insurance advice from experts with years of insurance and risk management experience.
- Save money: As your brokers, we will always work hard to shop for the best current deals in the market without any hassle or effort required from you.
Get a RV Insurance Quote
Sharp Insurance provides a fast, free, no-obligation quote. Our brokers have access to a network of insurance companies that can discuss optimal coverage options with your lifestyle and budget. We’ll focus on your insurance, so you can focus on your next big adventure!
As a valued Sharp customer, you’ll have access to your insurance documents 24/7 through our online self-service portal and mobile app, MySharp. View your pink card, make a claim, view payment details or submit policy change requests in the comforts of your RV or motorhome.
Get a Quote
Areas We Serve
Alberta| Calgary | Edmonton | Fort McMurray| Grande Prairie| High Prairie|
Lethbridge| Medicine Hat | Red Deer| Whitecourt
Ontario| Kanata| Ottawa| Toronto
Manitoba | Saskatchewan| British Columbia
Our insurer partners offer the best
rates and coverage options!
Did You Know
As a recreational vehicle owner, your insurance company may provide you with different coverage options for your motorhome, whether it’s parked overnight or traveling on the road. Motorhome owners that are snowbirds will also require different insurance coverage than a full-time motorhome user. Get the right coverage and put your mind at ease at every turn.
Did You Know
As a recreational vehicle owner, your insurance company may provide you with different coverage options for your motorhome, whether it’s parked overnight or traveling on the road. Motorhome owners that are snowbirds will also require different insurance coverage than a full-time motorhome user. Get the right coverage and put your mind at ease at every turn.