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British Columbia Insurance

Get a Quote

British Columbia Insurance

Get a Quote

How to Get a Free Online Insurance Quote in British Columbia?

At Sharp Insurance, we offer free online insurance quotes for British Columbia residents.

3 Easy Steps to get a free online quote in BC:

  • Have your insurance information ready for a more accurate quote.
  • Request an insurance quote online or by phone.
  • Ask for quotes from several different insurance companies in British Columbia.

Apply online today and get a free British Columbia quote in minutes!

What is a Loss Settlement Option?‎

A loss settlement option provides funds paid out to you by your insurance company in British Columbia after a loss or damage to an item.

3 Loss Settlement Options:

Agreed Cash Value

Also called the “fair market value,” or the purchase price minus depreciation. Actual cash value generally has a lower premium than the replacement cost option.

Replacement Cost

It will cover the cost of replacement, up to a certain amount.

Agreed Value

This is generally for specialty items like a classic car, artwork, or jewelry collection where the payout value is agreed upon beforehand and that’s what will be paid out.