Event liability insurance includes several different standard coverages. It’s recommended, and sometimes mandatory, for hosting an event. Event insurance provides liability coverage if a claim is made against you for bodily injury or property damage during the event.
There are also additional coverage options, such as host liquor liability (remember you have to buy a liquor permit before you can purchase this coverage), event cancellation insurance in case there’s a cancellation and you need to recoup the event costs and medical payment coverage which covers the cost of a bodily injury which occurs at the event.
Ask one of our Sharp brokers about what is covered in your insurance policy so there’s no surprises if you ever have to make a claim.