Edmonton Insurance Options to Suit your Lifestyle and Budget

Finding insurance options that are ideal for your budget and your lifestyle is often a balancing act. Access to digital tools and insurance knowledge is the start. If you’ve just moved to Edmonton or bought a new car or home, it’s time to get help for all your insurance needs.

We provide you with everything you need to protect all your most precious investments – from your car that gets your kids to school to your RV that you use only in the summer.

Don’t get caught with debt and stress after a loss, such as a flood in your home, or hail damage to your roof. For affordable home, auto, condo, tenant insurance, and more – we’re here to help. Get a free online insurance quote today!

The range of insurance you need for your first home or your personal items in your apartment is a personal decision. While it’s not the law to have home insurance, it’s mandatory to have basic car coverage in Edmonton.

If you take out a mortgage for your home or finance your car, the lender or bank will require you to have proper insurance coverage. The lender’s details will be stated in the contract terms.

For other types of insurance, it’s up to you to decide whether it’s worth the cost. Insurance is a great investment and most people don’t have the disposable income to replace their belongings, rebuild their homes, or repair their vehicles.

There are so many insurance options to explore in Edmonton, it can be overwhelming. A basic auto policy is straightforward. But what if you need multiple insurance policies for your home, business, or condo rental?

You may also want to change your coverage after major renovations to your home or plan out protection for a new bike. We’ll help you find the best coverage to suit your needs, which will depend on your insurance provider, your lifestyle, and your budget.

Government regulations in Alberta sometimes control your coverage options and how much you’ll pay on an annual basis. At Sharp, we keep you up-to-date on government legislation changes and how it may impact your life.

Work with one of Sharp’s Edmonton insurance brokers today; we’re more than happy to guide you through your unique process.

Buying your first home is a big deal, and so are your insurance policy selections. Included in your decision making is figuring out your loss settlement, your policy limits, and your coverage options.

Reading through your insurance policy is recommended but often time consuming. We will help you sift through the fine print and get you to what’s important for you – based on your unique needs.

A loss settlement option provides funds paid out to you by your insurance company after a loss or damage to an item.

A policy limit is the monetary amount that will be paid out by your insurance company in the event of a claim. There is generally an overall policy limit as well as limits on different parts of your insurance or even on individual items.

You have a choice as to what your limit is. Coverage options depend on what type of insurance you’re dealing with:

• Home
• Auto
• Travel
• Small business

• Your insurance history
• Your claims history
• Your credit rating
• Your demographics
• Where you live

• Insurance options
• Loss settlement type
• Policy limits
• Coverage
• Deductible

• Submit a claim only if you can’t pay out-of-pocket
• Bundle & save (auto and home policies)
• You may not need comprehensive insurance for an older car
• Set a higher deductible, if it’s affordable
• Install winter tires and notify your insurer
• Avoid gaps in your insurance history

• Cut down on your daily commute, or carpool to work
• Research before you buy a new home or car (crime/claim rate, proximity to emergency services)
• Maintain a healthy credit rating
• Keep a clean driving record

Apply online today and get a free quote in minutes!