Insurance Broker Edmonton
Looking For the Best Insurance Quotes in Edmonton?
There are several methods to purchase insurance; take the initial step by contacting our Insurance Broker in Edmonton.
Edmonton Insurance Options to Suit your Lifestyle and Budget
Finding insurance options in Edmonton that are ideal for your budget and your lifestyle is often a balancing act. Access to digital tools and insurance knowledge is the start. If you’ve just moved to Edmonton or bought a new car or home, it’s time to get help for all your insurance needs.
We provide you with everything you need to protect all your most precious investments – from your car that gets your kids to school to your RV that you use only in the summer.
Don’t get caught with debt and stress after a loss, such as a flood in your home, or hail damage to your roof. For affordable home, auto, condo, tenant insurance, and more – we’re here to help. Get a free online insurance quote today!
Get a QuoteDid you know
The average cost of Car insurance in Edmonton is $1427 per year, or $118.92 per month – one of the highest rates in Alberta. Edmonton’s rate is slightly higher than Calgary’s rate
Our Experienced Edmonton brokers are dedicated to helping you find the ideal insurance solution. Explore competitive Edmonton insurance quotes tailored to your unique requirements today!
Most Popular Insurance Products in Edmonton
What are the Different Types of Insurance in Edmonton?
We offer the following types of insurance:
- Edmonton ATV Insurance
- Edmonton Boat Insurance
- Edmonton Car Insurance
- Edmonton Commercial Auto Insurance
- Edmonton Commercial General Liability Insurance
- Edmonton Commercial Insurance
- Edmonton Commercial Property Insurance
- Edmonton Condo Insurance
- Edmonton Construction Insurance
- Edmonton Directors & Officers Insurance
- Edmonton DUI Car Insurance
- Edmonton Event Liability Insurance
- Edmonton High Risk Drivers Insurance
- Edmonton Home Insurance
- Edmonton Motorhome Insurance
- Edmonton Professional Liability Insurance
- Edmonton Snowmobile Insurance
- Edmonton Tenant Insurance
- Edmonton Trailer Insurance
- Edmonton Travel & Medical Insurance
- Edmonton Young & New Driver Insurance
Is Insurance Mandatory in Edmonton?
The range of insurance you need for your first home or your personal items in your apartment is a personal decision. While it’s not the law to have home insurance, it’s mandatory to have basic car coverage in Edmonton.
If you take out a mortgage for your home or finance your car, the lender or bank will require you to have proper insurance coverage. The lender’s details will be stated in the contract terms.
For other types of insurance, it’s up to you to decide whether it’s worth the cost. Insurance is a great investment and most people don’t have the disposable income to replace their belongings, rebuild their homes, or repair their vehicles.
Insurance QuoteWhat’s Covered by Insurance in Edmonton?
There are so many insurance options to explore in Edmonton, it can be overwhelming. A basic auto policy is straightforward. But what if you need multiple insurance policies for your home, business, or condo rental?
You may also want to change your coverage after major renovations to your home or plan out protection for a new bike. We’ll help you find the best coverage to suit your needs, which will depend on your insurance provider, your lifestyle, and your budget.
Government regulations in Alberta sometimes control your coverage options and how much you’ll pay on an annual basis. At Sharp, we keep you up-to-date on government legislation changes and how it may impact your life.
Work with one of Sharp’s Edmonton insurance brokers today; we’re more than happy to guide you through your unique process.
How to get the Best Business Insurance in Edmonton
The best way to get great business insurance in Edmonton is for business owners to stay current on what’s covered in a business policy, including the common types of insurance available.
What are the Common Types of Business Insurance in Edmonton?
7 Types of Business Insurance:
Professional Liability
(E&O) in Edmonton. This coverage helps you if you get sued and provides you with financial assistance.
Property Damage
This coverage protects you from losing money after a loss to your business property and items, including your furniture, computers, and other expensive items.
Commercial General Liability
CGL in Edmonton helps you if you unintentionally damage a visitor’s items or if they get hurt at your business, this insurance coverage will provide financial help.
Equipment Breakdown
Mechanical or electrical failures happen. This coverage helps you pay for repairs or replaces new equipment.
Business Interruption
If a flood causes your business to close, this coverage will help you pay for items, including staff salaries and the heating bills.
Cyber Liability
Cyberattack or data breach protection is available with this type of coverage.
Commercial Auto
Commercial Auto Insurance in Edmonton helps you pay for any damage to vehicles used for work purposes.
The right protection will depend on your company’s insurance needs and budget, so it’s a good idea to work with an Edmonton insurance broker to ensure you’re getting the optimal coverage.
Contact Our Insurance Brokers in Edmonton
I am a sharp customer for 9 years since I landed in Canada, they are good and responsive, however being close on both Saturday and Sunday is not a very convenient practice for its customers, moreover a bigger pain point is that their on-call wait time for a new customer and an existing customer vary by a large number which seems totally unfair and feel like exploitation of existing customers, I hope they will look into this, they do charge top dollars for their service so a better turn around seems like need of the hour.
Overall Sharp is a good broker, but I would ask that wait times on the phone be shorter.
Overall, I was very satisfied with my experience.
What to Know Before Buying Insurance in Edmonton
Buying your first home is a big deal, and so are your insurance policy selections. Included in your decision making is figuring out your loss settlement, your policy limits, and your coverage options.
Reading through your Edmonton insurance policy is recommended but often time consuming. We will help you sift through the fine print and get you to what’s important for you – based on your unique needs.
What is a Loss Settlement Option?
A loss settlement option provides funds paid out to you by your insurance company after a loss or damage to an item.
3 Loss Settlement Options:
Agreed Cash Value
Also called the “fair market value,” or the purchase price minus depreciation. Actual cash value generally has a lower premium than the replacement cost option.
Replacement Cost
It will cover the cost of replacement, up to a certain amount.
Agreed Value
This is generally for specialty items like a classic car, artwork, or jewelry collection where the payout value is agreed upon beforehand and that’s what will be paid out.
Get the Right Insurance Coverage in Edmonton
Finding the perfect blend of protection and price for you insurance in Edmonton is crucial, But finding the right insurance broker can be even more challenging. Look no further – contact us now and let us help you find the perfect solution.
What is the Policy Limit for Edmonton Insurance
A policy limit is the monetary amount that will be paid out by your insurance company in the event of a claim. There is generally an overall policy limit as well as limits on different parts of your insurance or even on individual items.
You have a choice as to what your limit is. Coverage options depend on what type of insurance you’re dealing with:
- Home
- Auto
- Travel
- Small business
How to Get a Free Online Insurance Quote in Edmonton?
At Sharp Insurance, we offer free online insurance quotes for Edmonton residents.
3 Easy Steps to get a free online quote:
- Have your insurance information ready for a more accurate quote.
- Request an insurance quote online or by phone.
- Ask for quotes from several different insurance companies in Edmonton.
Apply online today and get a free quote in minutes!
Get a QuoteWhat are the Factors that determine insurance prices in Edmonton?
Car and home insurance rates in Edmonton are relatively high compared to the provincial average. That’s why it’s important to know how to minimize your annual insurance costs.
10 Factors that Determine Insurance Rates in Edmonton:
It’s only natural to seek out the best insurance companies in Edmonton, now that you know what elements go into calculating your insurance rates.
Sharp directs you to knowledgeable advisors close to your home; brokers who will give you the best service online and offline.
What are the Best Edmonton Insurance Companies We Work With?
As an independent brokerage, we’ve earned our reputation as an award-winning brokerage. But we can’t take all the credit; we couldn’t provide you top-notch service without our major insurance company partners that give you competitive rates in Edmonton.
Why is Sharp Insurance the brokerage to work with in Edmonton?
At Sharp Insurance, we treat your insurance needs like they’re our own. We advise, negotiate on your behalf, and provide you with excellent customer service.
We work for you
We match your insurance wants with an Edmonton insurer that has your best interests at heart.
We offer you choices
You can choose what insurance coverage level you want at the best rates for your home and toys.
We shop around for you
Our brokers in Edmonton love to shop around for you, so you can get back to business at home or on the road.
We give you digital choices
Forget about your messy glove compartment; pick up your phone to access your pink card or to make a claim.
We take good care of your needs
We want the same as you: to have the best possible rates and awesome customer service. We deliver!
Contact Our Edmonton Insurance Brokers
I am a sharp customer for 9 years since I landed in Canada, they are good and responsive, however being close on both Saturday and Sunday is not a very convenient practice for its customers, moreover a bigger pain point is that their on-call wait time for a new customer and an existing customer vary by a large number which seems totally unfair and feel like exploitation of existing customers, I hope they will look into this, they do charge top dollars for their service so a better turn around seems like need of the hour.
Overall Sharp is a good broker, but I would ask that wait times on the phone be shorter.
Overall, I was very satisfied with my experience.