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Insurance Broker Edmonton

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Insurance Broker Edmonton

Get a Quote

Looking For the Best Insurance Quotes in Edmonton? 

There are several methods to purchase insurance; take the initial step by contacting our Insurance Broker in Edmonton.

Edmonton Insurance Options to Suit your Lifestyle and Budget

Finding insurance options in Edmonton that are ideal for your budget and your lifestyle is often a balancing act. Access to digital tools and insurance knowledge is the start. If you’ve just moved to Edmonton or bought a new car or home, it’s time to get help for all your insurance needs.

We provide you with everything you need to protect all your most precious investments – from your car that gets your kids to school to your RV that you use only in the summer.

Don’t get caught with debt and stress after a loss, such as a flood in your home, or hail damage to your roof. For affordable home, auto, condo, tenant insurance, and more – we’re here to help. Get a free online insurance quote today!

Get a Quote

Did you know

The average cost of Car insurance in Edmonton is $$3,023.81 per year, or $$251.98 per month – one of the highest rates in Alberta. Edmonton’s rate is slightly higher than Calgary’s rate

Our Experienced Edmonton brokers are dedicated to helping you find the ideal insurance solution. Explore competitive Edmonton insurance quotes tailored to your unique requirements today!

 

Most Popular Insurance Products in Edmonton

Is Insurance Mandatory in Edmonton?‎

The range of insurance you need for your first home or your personal items in your apartment is a personal decision. While it’s not the law to have home insurance, it’s mandatory to have basic car coverage in Edmonton.

If you take out a mortgage for your home or finance your car, the lender or bank will require you to have proper insurance coverage. The lender’s details will be stated in the contract terms.

For other types of insurance, it’s up to you to decide whether it’s worth the cost. Insurance is a great investment and most people don’t have the disposable income to replace their belongings, rebuild their homes, or repair their vehicles.

Insurance Quote

What’s Covered by Insurance in Edmonton?

There are so many insurance options to explore in Edmonton, it can be overwhelming. A basic auto policy is straightforward. But what if you need multiple insurance policies for your home, business, or condo rental?

You may also want to change your coverage after major renovations to your home or plan out protection for a new bike. We’ll help you find the best coverage to suit your needs, which will depend on your insurance provider, your lifestyle, and your budget.

Government regulations in Alberta sometimes control your coverage options and how much you’ll pay on an annual basis. At Sharp, we keep you up-to-date on government legislation changes and how it may impact your life.

Work with one of Sharp’s Edmonton insurance brokers today; we’re more than happy to guide you through your unique process.

How to get the Best Business Insurance in Edmonton

The best way to get great business insurance in Edmonton is for business owners to stay current on what’s covered in a business policy, including the common types of insurance available.

What are the Common Types of Business Insurance in Edmonton?

7 Types of Business Insurance:

Professional Liability

(E&O) in Edmonton. This coverage helps you if you get sued and provides you with financial assistance.

Property Damage

This coverage protects you from losing money after a loss to your business property and items, including your furniture, computers, and other expensive items.

Commercial General Liability

CGL in Edmonton helps you if you unintentionally damage a visitor’s items or if they get hurt at your business, this insurance coverage will provide financial help.

Equipment Breakdown

Mechanical or electrical failures happen. This coverage helps you pay for repairs or replaces new equipment.

Business Interruption

If a flood causes your business to close, this coverage will help you pay for items, including staff salaries and the heating bills.

Cyber Liability

Cyberattack or data breach protection is available with this type of coverage.

Commercial Auto

Commercial Auto Insurance in Edmonton helps you pay for any damage to vehicles used for work purposes.

The right protection will depend on your company’s insurance needs and budget, so it’s a good idea to work with an Edmonton insurance broker to ensure you’re getting the optimal coverage.

Contact Our Insurance Brokers in Edmonton 

 

Ogaga Agbaragu
2 weeks ago
Super support from Jashanpreet. Very professional and was very helpful in us getting our home insurance in place in a very timely manner. Communication and response time was top-notch. Thank you very much Jashanpreet.
Vivian Anyi
2 weeks ago
Jashanpreet was very helpful and knowledgeable in providing a home insurance quote. Thank you for the quick turnaround time!.
Rafael Blanco
2 weeks ago
I received excellent service from Jashanpreet. She handled my request efficiently and quickly. She offered me a very comprehensive home insurance policy at a truly competitive price. It was a pleasant experience working with her.
KASHIF UR RAHMAN
2 weeks ago
This was my first time purchasing home insurance through Sharp Insurance, and the experience was excellent. Jashanpreet explained everything clearly and in detail, from start to finish. The process was smooth, professional, and very well handled. Thank you, Jashanpreet, for your support and for doing a great job.
Kelly Beckett
3 weeks ago
Easy and great communication from Jashanpreet. She helped greatly and got a decent price for my car. Thanks Sharp Insurance
Cem Bartan
3 weeks ago
We were with Costco's Insurance brokerage and the company with which we had our policies stopped being part of Costco's services midway through last year. So, they handed us off to another insurance company when they left, and our rates went up when that change happened. We bought a vehicle to tow our trailer and wanted to add it to our auto policy, but when we asked for a quote it came in at an extra $140/month which we could not afford. Even though we are not up for renewal until January, I decided to start shopping around. I had quotes from 5 different brokerages and Sharp came in at the most competitive and with all the same coverage or better than what we had before. Dealing with Jashanpreet was very easy and smooth. I had so many questions and she was very patient and knowledgeable and answered everything I asked. If I had any confusion she was excellent at explaining things and clearing it all up. When signing the documents I had found a couple of items in the documents that needed to be corrected. She very promptly made those corrections and re-sent them so that I would be comfortable amd confident with what I was signing off on. From start to finish, she made the process extremely easy for me and before finalizing all the documents she had found another discount that she could apply to my policies and was able to actually get all of our coverage (including a 3rd vehicle) at less per month than what we were paying with our old company and with 2 vehicles! She made my experience a very happy one and I would recommend Sharp Insurance to anyone. I actually gave her info to a friend of mine today, who is looking to change companies. Five stars and two thumbs way up!
Calvin Awalt
3 weeks ago
Jihye Kang
3 weeks ago
As first-time home buyers in Canada, we had many questions about home insurance. Justin was very knowledgeable, patient, and always quick to respond. He explained everything clearly and helped us secure the right coverage for our new home. Thank you for making the process smooth and stress-free. We truly appreciate your help and highly recommend Justin and his team.
La My
4 weeks ago
Always great customer service. Great rates. And do their best for us no matter the circumstances
Shauna Dell
4 weeks ago
Best experience with Liliana Alexeeva! We were struggling spending 45 mins on the phone getting quotes for home insurance and Liliana rescued us promptly! Don't struggle and waste time on your own reach out to Liliana.
Hannah Pavka
1 month ago
Jashanpreet was fast, efficient, and very helpful with this process. Thank you again!
Damo
1 month ago
Jashanpreet helped us secure a solid rate for home and auto insurance. She was prompt and helpful.
Working with Sharp Insurance has been an absolute breeze! My broker is Jashan, she is extremely knowledgeable and has always quick to respond to my many questions throughout the process. Would highly recommend working with Sharp for top notch service!
lumala vicky
2 months ago
We had an amazing experience working with Jashanpreet at Forward Insurance. She was incredibly relentless, patient, and supportive throughout the entire process. Even while we were in the middle of making a very tough and important decision, she never gave up on us and continued to guide us every step of the way. What stood out most was her professionalism, respectful communication, and dedication to finding the best possible solution for us. We are especially grateful that she was able to secure us a short-term rental insurance policy for our home at a very competitive price. She made what could have been a stressful process feel much smoother and reassured us throughout. Jashanpreet truly goes above and beyond for her clients. Her work ethic, responsiveness, honesty, and commitment are unmatched. We felt genuinely cared for and supported the entire time. Highly recommend her services to anyone looking for someone knowledgeable, trustworthy, and determined to get results. Thank you again for everything!
Lisa Girard
2 months ago
I had the best experience with this company that I just so happened to stumble across. Charles was a life saver for me. After being completely screwed over after 25 years of auto insurance with RBC/ Iviva, Charles was able to get me my pink slips in 1 day!! Thanks again Charles! I will definitely be calling you regarding my future insurance needs.
Amritpal Grewal
2 months ago
Dwayne Whyte
2 months ago
I first began dealing with sharp in 2024. Since then I have switched all my insurance needs over to them. Their service tea,,Brandon Mably being the person I dealt with, has been exceptionally helpful with answering all my questions and have made sure i understood what was going on. Have already been recommending them to my peers and coworkers..
bee breef
2 months ago
Jashanpreet....was the agent I dealt with. Very patient, informative, knowledgeable and got me a rate $70 less than I was paying. DEFINITELY 5 STAR SERVICE!!💐
leigh haub
2 months ago
I would like to shout out, Jashanpreet Kaur from Sharp insurance for finding me a much better home insurance policy. I was told to renew my home insurance for this year it would be 7000 for the year, which is almost double what it was last year, and badly enough the year before was also double the price for the same coverage. Jashanpreet was very aware that was very high, and found a much better deal for my husband and I, which was less then half of the original yearly payment. Thank you so much for everything Jashanpreet, we are very appreciative of your assistance and professionalism.
Bandana Limbu
2 months ago
I had a great experience working with Justin. His customer service was excellent from start to finish. He was responsive, patient and took the time to clearly explain all my options, making the whole process smooth and stress-free. Justin truly went above and beyond to ensure I felt confident in my decisions. I really appreciate his professionalism and support and I would highly recommend him to anyone looking for reliable and friendly insurance service.
Liudmyla Senchylo
2 months ago
Great Company, friendly service 🙌
Melissa
2 months ago
I have been a customer for over 10 years and Dave W. has been absolutely OUTSTANDING! He is always so pleasant to deal with during the times I have needed to contact him, quick to problem solve and the best adjuster I have ever had an interaction with. Thank you Dave for always being there and for being so wonderful! He truly looks out for you and goes above and beyond!
Nic Reitmeier
2 months ago
Kyle and Jonathan were great to deal with, very fast & friendly and got us a better rate!
James Cantwell
3 months ago
Jashanpreet, was very knowledgeable and was very easy to keep in contact with. Very friendly and a joy to work with. She really helped my wife and I pick the best plan that suited my wife and I. She was an advocate for the best of the best for us and we are extremely grateful. Thank you so much!
Zack Schnurr
3 months ago
I use Sharp for any client that is wanting to review their insurance needs. This was the second time personally (auto this time) and everything was great. First call was <3-hours from submitting as a lead, called back that afternoon with quotes, and finalized that same evening. Jashanpreet Kaur was my contact this time around & couldn't have been better.

What to Know Before Buying Insurance in Edmonton

Buying your first home is a big deal, and so are your insurance policy selections. Included in your decision making is figuring out your loss settlement, your policy limits, and your coverage options.

 

Reading through your Edmonton insurance policy is recommended but often time consuming. We will help you sift through the fine print and get you to what’s important for you – based on your unique needs.

Edmonton Insurance: What is a Loss Settlement Option?

A loss settlement option provides funds paid out to you by your insurance company after a loss or damage to an item.

3 Loss Settlement Options:

Agreed Cash Value

Also called the “fair market value,” or the purchase price minus depreciation. Actual cash value generally has a lower premium than the replacement cost option.

Replacement Cost

It will cover the cost of replacement, up to a certain amount.

Agreed Value

This is generally for specialty items like a classic car, artwork, or jewelry collection where the payout value is agreed upon beforehand and that’s what will be paid out.

Get the Right Insurance Coverage in Edmonton

Finding the perfect blend of protection and price for you insurance in Edmonton is crucial, But finding the right insurance broker can be even more challenging. Look no further – contact us now and let us help you find the perfect solution.

What is the Policy Limit for Edmonton Insurance

A policy limit is the monetary amount that will be paid out by your insurance company in the event of a claim. There is generally an overall policy limit as well as limits on different parts of your insurance or even on individual items.

You have a choice as to what your limit is. Coverage options depend on what type of insurance you’re dealing with:

  • Home
  • Auto
  • Travel
  • Small business

How to Get a Free Online Insurance Quote in Edmonton?

At Sharp Insurance, we offer free online insurance quotes for Edmonton residents.

3 Easy Steps to get a free online quote:

  • Have your insurance information ready for a more accurate quote.
  • Request an insurance quote online or by phone.
  • Ask for quotes from several different insurance companies in Edmonton.

Apply online today and get a free quote in minutes!

Get a Quote

What are the Factors that determine insurance prices in Edmonton?‎

Car and home insurance rates in Edmonton are relatively high compared to the provincial average. That’s why it’s important to know how to minimize your annual insurance costs.

 

10 Factors that Determine Insurance Rates in Edmonton:

  • Your insurance history
  • Your claims history
  • Your credit rating
  • Your demographics
  • Where you live
  • Insurance options
  • Loss settlement type
  • Policy limits
  • Coverage
  • Deductible

It’s only natural to seek out the best insurance companies in Edmonton, now that you know what elements go into calculating your insurance rates.

Sharp directs you to knowledgeable advisors close to your home; brokers who will give you the best service online and offline.

 

What are the Best Edmonton Insurance Companies We Work With?

As an independent brokerage, we’ve earned our reputation as an award-winning brokerage. But we can’t take all the credit; we couldn’t provide you top-notch service without our major insurance company partners that give you competitive rates in Edmonton.

Why is Sharp Insurance the brokerage to work with in Edmonton?

At Sharp Insurance, we treat your insurance needs like they’re our own. We advise, negotiate on your behalf, and provide you with excellent customer service.

We work for you

We match your insurance wants with an Edmonton insurer that has your best interests at heart.

We offer you choices

You can choose what insurance coverage level you want at the best rates for your home and toys.

We shop around for you

Our brokers in  Edmonton love to shop around for you, so you can get back to business at home or on the road.

We give you digital choices

Forget about your messy glove compartment; pick up your phone to access your pink card or to make a claim.

We take good care of your needs

We want the same as you: to have the best possible rates and awesome customer service. We deliver!

Contact Our Edmonton Insurance Brokers

 

Ogaga Agbaragu
2 weeks ago
Super support from Jashanpreet. Very professional and was very helpful in us getting our home insurance in place in a very timely manner. Communication and response time was top-notch. Thank you very much Jashanpreet.
Vivian Anyi
2 weeks ago
Jashanpreet was very helpful and knowledgeable in providing a home insurance quote. Thank you for the quick turnaround time!.
Rafael Blanco
2 weeks ago
I received excellent service from Jashanpreet. She handled my request efficiently and quickly. She offered me a very comprehensive home insurance policy at a truly competitive price. It was a pleasant experience working with her.
KASHIF UR RAHMAN
2 weeks ago
This was my first time purchasing home insurance through Sharp Insurance, and the experience was excellent. Jashanpreet explained everything clearly and in detail, from start to finish. The process was smooth, professional, and very well handled. Thank you, Jashanpreet, for your support and for doing a great job.
Kelly Beckett
3 weeks ago
Easy and great communication from Jashanpreet. She helped greatly and got a decent price for my car. Thanks Sharp Insurance
Cem Bartan
3 weeks ago
We were with Costco's Insurance brokerage and the company with which we had our policies stopped being part of Costco's services midway through last year. So, they handed us off to another insurance company when they left, and our rates went up when that change happened. We bought a vehicle to tow our trailer and wanted to add it to our auto policy, but when we asked for a quote it came in at an extra $140/month which we could not afford. Even though we are not up for renewal until January, I decided to start shopping around. I had quotes from 5 different brokerages and Sharp came in at the most competitive and with all the same coverage or better than what we had before. Dealing with Jashanpreet was very easy and smooth. I had so many questions and she was very patient and knowledgeable and answered everything I asked. If I had any confusion she was excellent at explaining things and clearing it all up. When signing the documents I had found a couple of items in the documents that needed to be corrected. She very promptly made those corrections and re-sent them so that I would be comfortable amd confident with what I was signing off on. From start to finish, she made the process extremely easy for me and before finalizing all the documents she had found another discount that she could apply to my policies and was able to actually get all of our coverage (including a 3rd vehicle) at less per month than what we were paying with our old company and with 2 vehicles! She made my experience a very happy one and I would recommend Sharp Insurance to anyone. I actually gave her info to a friend of mine today, who is looking to change companies. Five stars and two thumbs way up!
Calvin Awalt
3 weeks ago
Jihye Kang
3 weeks ago
As first-time home buyers in Canada, we had many questions about home insurance. Justin was very knowledgeable, patient, and always quick to respond. He explained everything clearly and helped us secure the right coverage for our new home. Thank you for making the process smooth and stress-free. We truly appreciate your help and highly recommend Justin and his team.
La My
4 weeks ago
Always great customer service. Great rates. And do their best for us no matter the circumstances
Shauna Dell
4 weeks ago
Best experience with Liliana Alexeeva! We were struggling spending 45 mins on the phone getting quotes for home insurance and Liliana rescued us promptly! Don't struggle and waste time on your own reach out to Liliana.
Hannah Pavka
1 month ago
Jashanpreet was fast, efficient, and very helpful with this process. Thank you again!
Damo
1 month ago
Jashanpreet helped us secure a solid rate for home and auto insurance. She was prompt and helpful.
Working with Sharp Insurance has been an absolute breeze! My broker is Jashan, she is extremely knowledgeable and has always quick to respond to my many questions throughout the process. Would highly recommend working with Sharp for top notch service!
lumala vicky
2 months ago
We had an amazing experience working with Jashanpreet at Forward Insurance. She was incredibly relentless, patient, and supportive throughout the entire process. Even while we were in the middle of making a very tough and important decision, she never gave up on us and continued to guide us every step of the way. What stood out most was her professionalism, respectful communication, and dedication to finding the best possible solution for us. We are especially grateful that she was able to secure us a short-term rental insurance policy for our home at a very competitive price. She made what could have been a stressful process feel much smoother and reassured us throughout. Jashanpreet truly goes above and beyond for her clients. Her work ethic, responsiveness, honesty, and commitment are unmatched. We felt genuinely cared for and supported the entire time. Highly recommend her services to anyone looking for someone knowledgeable, trustworthy, and determined to get results. Thank you again for everything!
Lisa Girard
2 months ago
I had the best experience with this company that I just so happened to stumble across. Charles was a life saver for me. After being completely screwed over after 25 years of auto insurance with RBC/ Iviva, Charles was able to get me my pink slips in 1 day!! Thanks again Charles! I will definitely be calling you regarding my future insurance needs.
Amritpal Grewal
2 months ago
Dwayne Whyte
2 months ago
I first began dealing with sharp in 2024. Since then I have switched all my insurance needs over to them. Their service tea,,Brandon Mably being the person I dealt with, has been exceptionally helpful with answering all my questions and have made sure i understood what was going on. Have already been recommending them to my peers and coworkers..
bee breef
2 months ago
Jashanpreet....was the agent I dealt with. Very patient, informative, knowledgeable and got me a rate $70 less than I was paying. DEFINITELY 5 STAR SERVICE!!💐
leigh haub
2 months ago
I would like to shout out, Jashanpreet Kaur from Sharp insurance for finding me a much better home insurance policy. I was told to renew my home insurance for this year it would be 7000 for the year, which is almost double what it was last year, and badly enough the year before was also double the price for the same coverage. Jashanpreet was very aware that was very high, and found a much better deal for my husband and I, which was less then half of the original yearly payment. Thank you so much for everything Jashanpreet, we are very appreciative of your assistance and professionalism.
Bandana Limbu
2 months ago
I had a great experience working with Justin. His customer service was excellent from start to finish. He was responsive, patient and took the time to clearly explain all my options, making the whole process smooth and stress-free. Justin truly went above and beyond to ensure I felt confident in my decisions. I really appreciate his professionalism and support and I would highly recommend him to anyone looking for reliable and friendly insurance service.
Liudmyla Senchylo
2 months ago
Great Company, friendly service 🙌
Melissa
2 months ago
I have been a customer for over 10 years and Dave W. has been absolutely OUTSTANDING! He is always so pleasant to deal with during the times I have needed to contact him, quick to problem solve and the best adjuster I have ever had an interaction with. Thank you Dave for always being there and for being so wonderful! He truly looks out for you and goes above and beyond!
Nic Reitmeier
2 months ago
Kyle and Jonathan were great to deal with, very fast & friendly and got us a better rate!
James Cantwell
3 months ago
Jashanpreet, was very knowledgeable and was very easy to keep in contact with. Very friendly and a joy to work with. She really helped my wife and I pick the best plan that suited my wife and I. She was an advocate for the best of the best for us and we are extremely grateful. Thank you so much!
Zack Schnurr
3 months ago
I use Sharp for any client that is wanting to review their insurance needs. This was the second time personally (auto this time) and everything was great. First call was <3-hours from submitting as a lead, called back that afternoon with quotes, and finalized that same evening. Jashanpreet Kaur was my contact this time around & couldn't have been better.