Skip to content

Cheap Car Insurance in Edmonton for New Drivers

Get a Quote

Cheap Car Insurance in Edmonton for New Drivers

Get a Quote

How New Drivers in Edmonton Can Reduce Car Insurance Rates 

Young Driver Insurance Edmonton

Are you a new driver in Edmonton? Likely your insurance rates are the highest they’ll ever be in your driving history. The same goes for young drivers on the road.

There are several ways to reduce your insurance bill as a young or new driver. Our brokers have helped many new drivers over the years.

A few tips to reduce your insurance rates:

  • Drive safe
  • Take a defensive driving course
  • A higher deductible leads to lower rates
  • Avoid traffic tickets

Your new driver’s insurance premium will depend on many factors, including your age, model and make of car, and more.

Catherine Sinclair at Sharp Insurance saved the day for me. It was a pleasure going through the process of getting auto insurance with the best rates. She was personable, efficient, knowledgeable and we did everything super quick as I was in need of a new policy immediately and it was near the end of her shift so clock was ticking... I had a terrible experience with Aviva from Ontario. I moved to Alberta and the experience was chaotic leaving me hundreds of dollars down the drain over miscommunication and undocumented phone conversations on their end. Thankfully Catherine was able to ease the stress and provide amazing customer service for me and the situation I was in. Thank you, Catherine! Please give her a raise.
Raniel was fantastic to work with for my home and auto insurance needs! He took the time to thoroughly explain all the coverages, making sure I understood my options and felt confident in my decisions. His professionalism and patience made the entire process smooth and stress-free. Highly recommend!
UPDATE - 2025
Since my first update I continued to a loyal Sharp Insurance customer. But recently, I moved to Panama and sold my house in Calgary. Today I contacted Sharp to cancel my policy.

Kyle Lihaven was the agent who assisted me with this matter. He was exceptional. Despite me somewhat perturbed after waiting 2.25 hours waiting on the phone, he was kind, patient and understanding. He managed to get all the information he needed before we were disconnected. I appreciate that he followed up with email, sending the form which needed to be signed. After talking to Kyle, the process was smooth and efficient. He also took the time to email my documents as I cannot open the app here in Panama for some reason.
Kyle's efforts were greatly appreciated. I was very impressed with him. If I ever return to Calgary or Canada I will definitely renew my insurance with Sharp. It will because of great service agents like Kyle.
Thanks again, Kyle.

I have been with Sharp Insurance a long time. They have always been incredible - efficient, respectful and so very helpful. Today, Rahwa Habtenkiel was especially helpful. She was so kind and patient as I fumbled through online registration with a new email address. I definitely could not have done it without her. I appreciated her endless patience and encouragement. Thanks again, Rahwa.
KYLE LIHAVEN Thank you for all your help, Great customer service. It’s clear that this company values its customers and has invested in great people to represent them. If you're considering reaching out, don’t hesitate—you're in great hands! Thank you for such an outstanding experience!
Thank you Raniel for finding us the best deal on home insurance for our first home!
Normally hold times are way too long, but today wasn't bad and I spoke to
Kenneth Martinsen, who gave me excellent advice, very knowledgeable and just overall had great customer service!
Liliana was very helpful and responded everything swiftly. Good customer service
I just moved to Alberta and was having trouble getting auto insurance in time to start a new job. Casey was able to get all the documents together and her quote was almost $100/month lower than Cooperators. It was such a a smooth process and I'm so grateful for her help! Very happy that I decided to get another quote - thank you Casey!
I am very pleased with the services offered. I worked with Raniel Oyos and he was so helpful in getting us a good quote even when we needed the policy urgently, he went all out to help us get it right on time. Thank you Raniel for your excellent service.
Whatever, insurance company is an insurance company. nothing special to be expected. What is clear, NONE of the Sharp insurance employees use their own server... NONE. Its very clear they don't. I won't bother saying whats wrong, I'll let them figure it out. Judging how I cant do what they want me to do online, either via computer or phone, and they have 15 people in queue on the phone line should be telling.
It is funny how we're required to have money ready for Sharp whenever they demand it. But when we need help, theyre nowhere to be found. Pretty typical for insurance companies.
I be been with sharp insurance since 2010 and I never change my car insurance ever since. I call today regarding my house insurance if I can combine it with my car just to save money Kenneth is the guy who help me with the process very nice and knowledgeable staff I’m so happy that I save a lot of money. Thank you Kenneth 5
Stars for you much appreciated
Puneet Kahlon was incredibly friendly and explained everything in a simple, honest way that made me feel at ease. He was exceptionally responsive, always quick to address my questions and concerns.

Shoutout to Kenneth Martinsen for his impeccable professionalism and swift action.

Sharp: the excessively long waiting times for in-house clients are a major drawback.
I recently had the pleasure of dealing once again with Kyle Lihaven. He is a very pleasant gentleman, professional and courteous. He assisted me with my auto renewal and the procedure was seamless and with little effort on my part. Sharp insurance is very lucky to have such a fine individual.
Excellent rates and top-notch customer service. I have always had a friendly and professional answer to all my queries in the last ten years of me being with them. The most recent one was today when Paramdeep Kaur helped me to make all the necessary changes to my existing policy in a very professional and courteous way.

Way to go, SHARP team,
I had a great experience with Raniel and Navdeep for my home insurance. They got me a price that was half the next best offer. If I could, I’d give them more than 5 💫. Thank you so much guys.
Dealt with Catherine. Amazing service. Awnsered all my questions and had me set up fast! Highly recommend.
Dealing with Kyle regarding my new vehicle has been such a pleasure, very professional and courteous gentleman. The addition was done seamlessly and with little effort on my part. Sharp Insurance is top notch for home and auto coverage.
Dealt with a gentleman by the name of Navdeep yesterday and wow, what exceptional service. Thank you for being extremely helpful, fast and going out of your way to help me! 10/10
Quick responses, nice and friendly people, quotes are better than other brokers,
Recommended,
ask for Liliana, she's the best.
Kenneth Martinsen helped me with my policy and he was quick, efficient, and helped me with all my queries. Would definitely reccomend Sharp Insurance for their outstanding insurance service.
David Wong was helpful and courteous when I needed to change my account details. Thanks, David.
Simran at Sharp Insurance was so helpful. It’s no wonder why she’s recommended at Whalen Mortgage Fort McMurray. I tried to stick with my usual broker company but was given bad news that a few insurance companies wouldn’t cover us due to having wildfires within 50km. He did find one but they had conditions for replacement and wouldn’t cover Guaranteed full replacement coverage only perils. Simran on the other hand got one of the companies who denied me through the other company to approve our coverage with unlimited replacement costs and excellent limits and liabilities for all the perils we need and had no replacement conditions based on items in the home. I went from sweating bullets to being relieved and put at ease within minutes of our desperate call as this was needed to take possession of our new home in a few days.
These folks actually listened to me. Rather than asking baseless questions. Very professional. Navdeep was a great and sympathetic person to my needs. He was able to find me the best rate with the best coverage that fit my lifestyle.
Megan Beck went above and beyond with helping me get the coverages I needed. She was very friendly and accommodating, and went the extra mile every step of the way.I Could not recommend her more.
Casey went above and beyond and was incredibly helpful!
For 2 months now I've been requesting help since the app will not allow me to sign in on either cell phone I own. I have reset the password over 5 times at shaps request (the only thing the offer as advice for fixing the issue that doesn't get solved) and 5 times I've uninstalled and reset the password on my own I still can not access  my account through the app on either of my 2 cell phones really a shame and am let down after months of asking for help I just continuely get told to reset the password but can't access my issuance documents. Guess it's time to look for a new brokerage that can provide me with access to important documents when needed.

As of right now current 9 year customer saying use other companies that care about their clients and hold to their word of calling back after looking into something.

Old
Over the last few days I've been talking with Tarek Younan, he has been vary helpful in figuring out what kind of commercial insurance coverage best works for me. Knowing I have afew tickets and an accident, I've had some extremely high quotes and have been told I couldn't get full coverage. When I called Tarek worked his magic an found me an unbelievably fair rate with full coverage. He was quick to send documents and worked with my schedule for call backs. If you want great service at amazing rates call Sharp Insurance and talk to Tarek.
Mr. Navdeep Sidhu, from Sharp Insurance, was very helpful when I was insuring the car. I called several different car insurance agencies and only Mr. Navdeep gave me the right price for car insurance, which was a third less than other agencies. Thank you.
Although I didn't end up finding a quote that I felt good about with their company. Navdeep from the very beginning went above and beyond to assist me with zero pressure to make a commitment. Highly recommend and hope he sees this review.
We used Sharp insurance after moving to Calgary from another province. We were so lucky to have Tia as our broker! Tia took the time to understand our insurance needs, explain the coverage options and provide guidance to help us select coverage that would best fit our needs. Tia made what can be a stressful and confusing process much easier. I would highly recommend her to anyone looking to purchase new or renew their insurance. Thanks so much Tia!
I have my auto insurance with Sharp insurance, have for many years. Decided to use them for my home as well. Was very fortunate to reach Casey as my agent. She made the process very simple for me and stress free. She was very and helpful in answering any questions I had. She was such a pleasure to deal with. Truly a 5 star employee. Very happy 😃
I had an excellent experience with Sharp Insurance. Relocating from BC and trying to navigate the private insurance sector was extremely stressful. Policies and deductibles varying by THOUSANDS of dollars a year. This was by far the fairest quote, easiest to understand, and the service was top-notch! Thanks Charles!
Every good person has to be praised. I promised I was going to testify when I make profit from Mrs. Hannah Crypto trading company and I'm here to testify to the brilliant, tremendous and outstanding work of Mrs. Hannah Carlos an experienced account manager who is so Hardworking and dedicated to her work. I started my investment last month I have been getting my profit and had it withdrawn to my Bitcoin wallet without extra fee/charges within a week of trade. I have been enjoying her massive trading signals that enables her earn magnificent through the Stock Market. I can't keep this to myself, contact Hannah Carlos .......Via👇👇
WhatsApp: +1 417 413-4931
Email: [email protected]
I had a great experience with Stephen Robinson at the call centre. He was super friendly and helpful. Made it very easy to adjust my policy to meet my needs. Thank you Stephen!
Great service
Great service!!

Megan Beck was particularly wonderful. I had an issue and she was able to get it resolved in a timely manner.
Great customer service experience with Simran Bath. Very knowledgeable, courteous and professional 😊
Great service over the phone
Great costumer service
Thank you Kyle Lihaven for your help today!
If all insurance representatives were like you, I'd probably complain alot less about premiums 😉
Tia Nelson (the client care representative) has been very helpful and professional. She helped me settle my missed payment after I switched to a new insurance company, which could have been devastatingly painful if I had to pay the insurance company for a whole year as a penalty. When she immediately called me back after our first conversation, I had this feeling that she wouldn't just leave me waiting for a penalty note. She called the insurance right away to justify my circumstances and listened to her where in the end I was paying for the amount due, not the whole year. People like her could make a difference in your life.
Rep Kerry-Ann Morgan-Ellis is just simply the best more like her please
I would like to thank Kyle Lihaven for being so helpful and knowledgeable with both of my insurances. He was very professional and had a positive attitude throughout the phone calls we have had. He had clear communication and he took the time to truly understand my issue.
I appreciate the information and advice you have shared. Many thanks for your assistance.
RehmanSami Piracha
I am a sharp customer for 9 years since I landed in Canada, they are good and responsive, however being close on both Saturday and Sunday is not a very convenient practice for its customers, moreover a bigger pain point is that their on-call wait time for a new customer and an existing customer vary by a large number which seems totally unfair and feel like exploitation of existing customers, I hope they will look into this, they do charge top dollars for their service so a better turn around seems like need of the hour.
Makes dealing with insurance so easy. Called in to make some changes and the Rep Megan Beck was so knowledgeable and really there to help. She was also very polite and kind.and answered all my questions with great solutions.
Kerry-Ann Morgan-Ellis was a terrific help bundling my insurance. Great rate!
Kyle Lihaven was very helpful in explaining the implications of the changes I made to my insurance policy and sorted out all issues promptly.
Casey Epp was wonderful to deal with. Service was fast, friendly and efficient. Very satisfied with my experience.
I have been with sharp for 10 years, and when I first bought my new Tacoma, I only had 9yr driving experience, and being young, they beat the competitions prices by half! Couldn't believe it. I shopped around years later, and still was the best price. Not hard to get ahold of them either.
Sharp Insurance is a great place for tenant insurance. They always take care of my concerns and questions!
I would like to thank Casey Epp from sharp insurance she was very helpful she went above and beyond to help me very nice lady I really appreciate your help you made my long day much easier!!!
I called sharp insurance. The wait on hold was intense. But once I got Kyle Lihaven on the phone. We talked and I explained what I had going on. He reviewed my policy. Got me the best rate available and also got it done the same day within 2hrs. I was impressed with the way he does his job. Excellent service. If you get to talk to Kyle Lihaven you won't be disappointed for a second. Keep up the great work. You are man
Commercial Agent Tarek Younan was very helpful and provided me with the right Documents in a timely manner.
5 stars.
best service i had for long time Casey App awsome the only issue i have with is the waiting time on phone yo get an answer beside that its all good
Writing this specifically for Catherine Sinclair-account manager with Sharp Insurance. Who who deal with regarding brokers, and receiving results will vary.
Catherine is responsive, professional, well informed and obviously takes pride in her role as a customer service representative.
I can’t or won’t comment on Sharp personally but I’m still with them solely due to the time Catherine took to set things right. Thank you 🙂
Happy and contented with Sharp Insurance with the service I get from them. The customer rep who assisted me for the changes I made was Kerry-Ann Morgan-Ellis. She was nice, explained my policy clearly in a way that I can understand it and polite.
I have been with this company for years recently I spoke with Diyana Yang. she was extremely kind and helpful and addressed everything I needed dealt with
Our experience with Sharp insurance and Travis Stringer our broker has been nothing short of excellent. He was extremely knowledgeable, patient, explained everything thoroughly, answered all of our questions, and made himself available to us outside of business hours and on his days off. He was committed to getting us the best deal possible with the absolute best coverage and when we bundled our auto into the package we saved 40% on what we paid years before. I would rate Travis 10/10. If you read this Travis.....Thank you from Sean and Britt!
Our experience with Sharp insurance and Travis Stringer our broker has been nothing short of excellent. He was extremely knowledgeable, patient, explained everything thoroughly, answered all of our questions, and made himself available to us outside of business hours and on his days off. He was committed to getting us the best deal possible with the absolute best coverage and when we bundled our auto into the package we saved 40% on what we paid years before. I would rate Travis 10/10. If you read this Travis.....Thank you from Sean and Britt!
The customer service I received, especially from Kerry-Ann Morgan-Ellis, was excellent.
Travis Stringer was a absolute pleasure to work with, helped us out and got us what we needed quickly!
Kenneth Martinsen was a great help! Good customer service as always from the team at Sharp
I was with multiple other brokers for years, they never suggested anything in the way of savings or went out of their way for me. Coming to sharp insurance due to my wife's patronage. I called in the last 30 mins of the day, pleasantly I had my insurance added and a digital pink card in my email in less than 30 mins. We were informed of "multiple policy savings" on top of the timely service. Today I called sharp to figure out a clerical issue on my pink card and the service I received from Casey Epp on the customer service team, believe it or not was faster easier and more productive than my first effortless endeavor with sharps team. Not only did Casey meet and exceed my requests she suggested I need not wait on the phone for her to complete my request and she would contact me on completion. I was so enamored by the service and the timely correspondence I had to let the people know, Sharp insurance is the broker for you! Thanks for the help Casey Epp you rock!
Just spoke on the phone with Lissa Miller about my policy renewal for this year. She was accommodating. She answered my questions pretty well and I’m satisfied. Im Recommending Sharp Insurance to everyone.
If your in the market for a new insurance company look no further , sunny cao was wicked to deal with , provided great service and the lowest price I could find , thanks 👌
A bit of a long wait on the phone but Kyle Lihaven was fast, courteous and professional. he took care of my change and issued the required documents in a few minutes. I like this kind of attitude and way of working as I feel I am being dealt with in an expert manner with a no nonsense approach.
Overall Sharp is a good broker, but I would ask that wait times on the phone be shorter.
Bijour Kamangajo reached out to me responding to my email very quickly... responded immediately to my enquiry & provided solutions in a professional and connecting manner. She later updated me on the resolution... I couldn't be more impressed.
Thank you Bijour
I've used sharp for the last 7 years and am very pleased with the interactions I've had with their team members. Kerry-Ann helped me this time with my new vehicle purchase insurance and made the experience very easy and enjoyable. Thank you!
Thank you Kyle Lihaven for helping me with my insurance renewals and access to the App.
Very helpful and knowledgeable
Can’t say enough good things about Diyana Yang. She recently helped me with some insurance needs for my vehicle. She responded quickly to any emails and questions that I had. Great customer service!! Thank you Diyana Yang!
I got condo insurance through sharp. Kyle Lihaven did a great job dealing with me and my busy month, when I was at work we communicated through email and called for reminders, which was great, I was busy moving on days off and completely forgot. Great service, good deal and excellent help. Thank you Kyle 😊
Sharp Insurance has a wonderful team. I had the pleasure of meeting Kerry-Ann Morgan-Ellis, she was keen and patient, very knowledgeable helping me find solutions and benefits I didn't imagine I could have. Thank you Team Sharp Insurance.
I spoke with Kerry Ann Morgan Ellis at Sharp Insurance about some changes to my insurance and she was so pleasant and was able to to answer all my questions and concerns. She went above and beyond.
Great customer service
Awesome customer service. Their staff Lissa Miller answered all my questions and gave me the best rate. We’re very happy and pleased with the service!
Bijour Kamangajo took a confusing and difficult situation and took charge. Communication was clear, detailed, and her extra efforts were greatly appreciated. Experiences like this are why I stay with Sharp. 👍🏻
Very helpful! Quick to respond to all your matters , I strongly recommend Sharp Insurance, I have spoken with Sarah Patterson and Preet , and it was a great experience. Thank you both for all your help
I am very happy that I have been assisted by Ann Morgan-Ellis for my car insurance. She is very helpful, very polite, and very knowledgeable. She had helped me find lower insurance premiums. I wish her more success in her job. Due to her good job I will keep my loyalty to Sharp Insurance.
I have been assisted by Kyle Lihaven, a very polite, patient and understanding agent. He helped me out for about a week until we found a good deal. Kyle is one of the agents who puts the client's interests and thoughts first.
Overall, I was very satisfied with my experience.
Ms. Melissa Miller is a good customer service, she’s very helpful and she was very patient and professional. She is an asset to your company.
Kyle Lihaven was very helpful and kind! much appreciate his help and if anyone reading this needs help in the future, ask for him!
very helpful and you'll get the best quotes for your auto insurance requirements!!!
excellent customer service. Kenneth Martensen was professional and answered all my questions, and had my issues dealt with in a hurry.
js_loader