What's a High-Risk Driver?

In Whitecourt, high-risk drivers are defined as people who have had three or more at-fault accidents in the past 6 years, 5 or more traffic convictions in the last three years, or a major or criminal code conviction such as a DUI.

Often when you’re categorized as a high-risk driver, you may find it difficult to find insurance coverage. We help you find insurance that matches your needs.

Our brokers will also give you advice on how you can work on improving your driving record to help you reduce your rates in the future.

Improve Your Record

Whitecourt insurance rates are heavily dependent on an individual’s driving record and experience. If you’ve been in several accidents, it may take up to 6 years to clear your history depending on when you experienced your accidents.

Convictions stay on your record for three years. When the conviction disappears from your driver’s report you’ll be able to benefit from better insurance rates.

Accurate Quotes

When you’ve had a few accidents or convictions on your record, it is best to disclose everything you can recall in order to receive the most accurate premium.

A copy of your driver’s abstract and claims experience letter may be requested, especially if you’ve lived outside of Alberta. We do everything we can to research and work on your behalf to find you rates that are within your budget.