Every home is different, and that’s why most home insurance policies are customized. Even if you live in the same type of home as a neighbour down the street, the interior finishing is probably different.
Typically, your Grand Prairie home insurance policy covers your home, any structures on your home (e.g. a detached garage or shed), content (e.g., personal belongings), and liability.
But that’s not everything. We have more to offer. Call one of our expert home insurance brokers and ask about: Scheduled Personal Property Coverage and Snowbirds Coverage.
Scheduled Personal Property Coverage
Did you know that your home insurance policy has limited coverage for expensive items?
You can ask one of our brokers about Scheduled Personal Property Coverage (also known as “rider”). This coverage protects items, including expensive jewellery, a valuable art collection, or your vintage wine rack.
Do you stay away from home for periods of time for work or pleasure? Do you prefer to spend the winter months in a warmer climate? To ensure your policy remains in full effect in your absence, you must do the following before you make any travel plans:
- Tell your insurance broker that you’re going to be away.
- Have a responsible adult check in on your property every three days.
Have more questions? Give our team a call.
Whether you’re looking for home insurance or condo insurance in Grande Prairie, we can find a policy that protects one of your largest investments.