Grande Prairie Home Insurance

We understand the first question you ask when you’re shopping for home or condo insurance is “How much is it going to cost?”

Our knowledgeable brokers will help you answer this question by shopping around and helping you see the big picture. We’ll introduce several home insurance coverage options to you, give you the most competitive price options, and offer you tips that can help you save money.

Let’s start by asking the right questions:

What factors affect you home insurance premiums?

• Do you smoke?
• Does your home have monitored alarms (fire, water, burglary)?
• Is your home mortgage-free?
• Have you ever made a claim?
• Has your home been upgraded?

You’re probably wondering why these facts matter when it comes to buying home insurance. Property values have many contributing factors. Updates to your home are also significant. Determining your home’s rebuild value is impacts by many variables, including hiring specialized workers with proper equipment to rebuild or conduct home repairs.

If your home is over 25 years old, let us know if anything has been upgraded or replaced in your home, such as:

• Roof
• Hot water tank
• Furnace
• Electrical
• Plumbing

 

We’re happy to answer all your questions and give you the peace of mind you need to protect your most valuable investment. Just give us a call, and one of our brokers will assist you in finding the perfect home or condo insurance.

Every home is different, and that’s why most home insurance policies are customized. Even if you live in the same type of home as a neighbour down the street, the interior finishing is probably different.

Typically, your Grand Prairie home insurance policy covers your home, any structures on your home (e.g. a detached garage or shed), content (e.g., personal belongings), and liability.

But that’s not everything. We have more to offer. Call one of our expert home insurance brokers and ask about: Scheduled Personal Property Coverage and Snowbirds Coverage.

Scheduled Personal Property Coverage 

Did you know that your home insurance policy has limited coverage for expensive items?

You can ask one of our brokers about Scheduled Personal Property Coverage (also known as “rider”). This coverage protects items, including  expensive jewellery, a valuable art collection, or your vintage wine rack.

Snowbirds Coverage

Do you stay away from home for periods of time for work or pleasure? Do you prefer to spend the winter months in a warmer climate? To ensure your policy remains in full effect in your absence, you must do the following before you make any travel plans:

1. Tell your insurance broker that you’re going to be away.
2. Have a responsible adult check in on your property every three days.

Have more questions? Give our team a call.

Whether you’re looking for home insurance or condo insurance in Grande Prairie, we can find a policy that protects one of your largest investments.