Commercial General Liability Insurance Grande Prairie

Commercial Liability Coverage

A Commercial General Liability policy is a smart way to protect your business. It covers third-party claims for injury and property damage such as:

• Injuries to employees, clients, vendors or visitors that occur on your premises
• Medical costs
• Damage to property
• Personal injury

Here are some examples where a CGL policy will kick in to cover your business:

• A client trips on the equipment you have on a construction site and injuries themselves. Your Commercial General Liability policy will cover the expenses up to the policy limits.
• You’re moving your client’s belongings to paint their home when you drop their big screen TV and smash it! Your CGL policy will cover the property damage up to the policy limits.
• Your policy will also cover personal insurance- for instance, if a client feels they’ve been emotionally or mentally wronged by you or your employee.

Who Should Get CGL Insurance?

Talk to us about CGL insurance if you or your staff does any of the following:

• Represent your clients’ business
• Interact with clients
• Use third-party locations for business-related activities
• Use or have access to client’s equipment

Most of the time contract work requires you to have CGL insurance. However, you will also need Professional Liability Insurance as well to protect you in the event of negligence or faulty advice or services.

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