In Alberta, a high risk driver is a defined as any individual who has had the following: three or more at-fault accidents within a six year period, five or more traffic convictions within a three year time frame or a criminal code conviction such as DUI. The high risk insurance market will insure all drivers who have had the above violations on their record. Sharp Insurance understands the importance of being able to drive in Grande Prairie as most people require a vehicle for work or to get to work. Either way, our experienced brokers will research on your behalf to find you an insurance company that will cover you and will do their best to keep your rates within your budget limits.
It can be rather difficult finding an insurance company that will sell you insurance if you are a high risk driver. Sharp Insurance specializes in getting drivers back on the road even if they have had a few bumps along the way. Our brokers will find you insurance that best suits your needs, and give you the best advice on how to improve your driving record and tips on how to reduce your rates for the near future.
Alberta insurance rates are heavily dependent on an individual’s driving record and experience. If you have had several accidents, it may take up to 6 years to clear your history depending on when you experienced your accidents. Convictions only stay on your record for three years, after that it completely disappears from your driver’s report, and you will then be able to benefit from better rates.
When you have had a few accidents or convictions on your record, it is best to disclose everything you can recall in order for you to receive the most accurate rates. A copy of your driver’s abstract and claims experience letter may be requested, especially if you have lived out of Alberta at some point. Our brokers will do everything they can to research and work on your behalf to find you rates that are within your budget.
Grande Prairie ATV Insurance
Grande Prairie Boat Insurance
Grande Prairie Car Insurance
Grande Prairie Commercial Auto Insurance
Grande Prairie Commercial General Liability Insurance
Grande Prairie Commercial Insurance
Grande Prairie Commercial Property Insurance
Grande Prairie Condo Insurance
Grande Prairie Construction Insurance
Grande Prairie Directors & Officers Insurance
Grande Prairie Event Liability Insurance
Grande Prairie Home Insurance
Grande Prairie Motorcycle Insurance
Grande Prairie Motorhome Insurance
Grande Prairie Professional Liability Insurance
Grande Prairie Snowmobile Insurance
Grande Prairie Trailer Insurance
Grande Prairie Travel & Medical Insurance
Grande Prairie High Risk Drivers Insurance
Grande Prairie Young & New Driver Insurance
Grande Prairie DUI Insurance