In Alberta, a high-risk driver is defined as any individual who has had the following:
3 + at-fault accidents within a six-year period.
5+ traffic convictions within three years.
A criminal code conviction, such as a DUI.
We understand the need to drive in Grande Prairie. Our high insurance brokers will work on your behalf to get you an optimal rate.
Improve Your Record
Insurance rates are heavily dependent on an individual’s driving record and experience. If you have had several accidents, it may take up to six years to clear your history depending on when you had an accident.
Better Rates Take Time
Convictions stay on your driving record for three years, and then it completely disappears from your abstract, and you’ll be able to benefit from lower insurance rates.
When you’ve had several accidents or convictions on your record, it’s best to disclose everything you can in order to receive the most accurate rate.
A copy of your driver’s abstract and claims experience letter may be requested, especially if you’ve lived out of Alberta. Our brokers will do everything they can to find you rates that are within your budget.