Event Insurance: What You Need To Know

When you decide to host an event at your home or at a venue in Medicine Hat, the last thing you want to think about is insurance.

You likely have a very large task list and maybe limited time when you organize an event.

Don’t fret. We deal with the insurance details while you concentrate on the fun. There are so many variables involved with your affair combined with multiple risk situations.

What Are Some Risk Examples?

• Scenario 1: You host a New Year’s Eve party and one of your guests falls and gets injured.
• Scenario 2: You are hosting a wedding and there is damage to the property or venue.
• Scenario 3: You are hosting a fundraiser and there is liquor involved.
• Scenario 4: You are running a kiosk at an event and a vendor injures their back lifting merchandise.

3 Quick Tips for Your Event

• Get insurance coverage two or three weeks before the event.
• If you’re serving alcohol, make sure to get a license. This can be done at most liquor stores.
• Reach out to any guests who may have mobility issues and assess their needs ahead of time.

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Event liability insurance is short term insurance.

Many event venues require private event insurance to guard against property damage, bodily injury, or alcohol-related incidents.