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Leading Insurance Brokers Serving Medicine Hat

Welcome to Sharp Insurance, the best place to get Medicine Hat Home Insurance quotes. Our quote request service gives residents of Medicine Hat the most competitive home insurance rates in Alberta. Our quotes are available for all detached, semi-detached, town homes, bungalows, trailers, and condos. Sharp’s experienced home insurance brokers won’t only get you the best home insurance premium, but they’ll also adjust your policy details in order to provide you with the best price on your policy. Medicine Hat is one of the more populated cities in Alberta. That’s why home insurance can be more expensive. But don’t worry! Sharp Insurance does the legwork to get you the best prices for your home insurance.

If you live in Medicine Hat and you already have a home insurance policy, let Sharp Insurance help you save some money on your home insurance. Once you submit your insurance quote, a certified Sharp Insurance broker will call you and walk you through your insurance policy. We’ll also be there for you if you have any questions regarding your home insurance policy. Call us at 1.877.218.2008.

As a brokerage, Sharp Insurance has access to Canada’s top insurance markets and will work on your behalf to find you the best prices in the industry. Our team at Sharp Insurance knows that every homeowner has different needs; we’ll work with you to customize a policy the works for your house and its unique contents. Let us get you a free, zero-obligation quote today so you can start saving money on your home insurance.

Weather Protection

Did you know that some of Sharp Insurance partners offer a weather protection program? If you have a claim on your Medicine Hat home’s asphalt roof or vinyl siding, this program will help prevent damages in the future by upgrading your home with weather resistant roofing and siding materials.

Give us a call to learn more about this new service and the service provider!

Are You Getting the Best Home Insurance Rates in Medicine Hat?

At Sharp Insurance, we understand that every home owner has unique needs. Even if you live in a house or a condo that seems similar to your neighbour’s from the outside, your home’s internal contents and interior finishing and design are surely different.

Let us help you customise your home insurance policy to make it the perfect fit for your needs.

First, let’s start by asking the right questions that could help you save some money:

  • Do you smoke?
  • Does your home have monitored alarms (fire, water, burglary)?
  • Is your home mortgage-free?
  • Have you ever made a claim?
  • Has your home been upgraded?

The value of your property can be affected by any upgrades or updates that you conduct on your home. So before you purchase your home insurance, make sure to give us a call to help you answer these questions and get you the right home insurance coverage plan.

This isn’t everything! At Sharp Insurance, we offer some tips that can help you save money on your Medicine Hat home insurance policy:

  1. Tell us all about your property – It’s all in the details.
    The condition your home is in makes a difference to insurers. The more up-to-date your property is, the less you’ll pay for your policy.  Updates to your household often result in lower home insurance premiums. Do you have a new roof? Have you recently installed a backwater valve or an alarm system?
  2. Maintain a good credit record.
  3. Pay off your mortgage – If you own your home, you can expect to save at least 15% on your home insurance.
  4. Quit smoking – While insurance companies don’t charge smokers more, they often reward non-smokers with a discount.

Bundle your auto and home insurance policies – Insurance companies want your business and they offer discounts when you purchase more than one policy from them.

Did you know?

Where you buy your home is one of top factors that impact your home insurance rates. Do your homework on the claim and crime rates before you move into a neighborhood.

Are You Getting the Right Home Insurance Coverage at Medicine Hat?

We understand that you want the perfect protection you can get for your most valuable investment, but this doesn’t mean you know exactly what coverage is best for your home. Let the experts take care of that concern for you! We don’t believe in a one-size fits all kind of home insurance policy; instead, our team of knowledgeable brokers tailors a special policy that fits your unique needs and walks you through the insurance maze.

Types of Home Insurance

Home Insurance

While home insurance isn’t mandatory, most lenders do require proof of insurance. But more than a requirement, a good insurance policy is truly peace-of-mind protection.

Our home insurance plans in Medicine Hat are incredibly customizable. We also offer the most options because every property is different. An insurance policy should consider the home itself, including interior and exterior building materials, electrical, plumbing, water tanks, and furnaces, as well as the contents.


Is business or pleasure keeping you away from home for extended periods of time? Do you need to make changes to your Medicine Hat home insurance if you spend the winter away? To ensure your policy stays in full effect in your absence, you must:

  1. Tell your insurance broker that you’re going to be away.
  2. Have a responsible adult check in on your property every three days.

Still have questions? Not a problem! Give us a call at Sharp Insurance and one of our award-winning brokers will be happy to answer all your questions and walk you through your home insurance best options.

Whether you’re looking for home insurance or condo insurance, we can find a policy that fits you perfectly and protects your biggest assets.

Get the Right Home Insurance Coverage in Medicine Hat

Getting the right home insurance coverage in Medicine Hat is the perfect mix of protection and price.

Flood Insurance in Medicine Hat

For the first time ever in Canada, flood insurance is now being offered on personal home insurance policies. The June 2013 flooding was a shock for many Albertans, totaling over 7 billion dollars in losses. The fact is the weather patterns have been changing for some time. Whether it’s wind and rain, excessive snow and snow melting, or rising river levels, flooding is becoming an inevitability in many parts of Alberta. Recognizing the need for insurance for overland flood damage, the insurance industry answered with a water protection endorsement that can easily be added to your existing insurance policy.

Give us a call at Sharp Insurance to get more information or to receive a quote from one of our expert brokers.

What We Offer

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