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Leading Insurance Brokers Serving Medicine Hat

Your home doesn’t fit a mold, it has unique features that deserves a tailored policy. As a Sharp Insurance customer, you can get a free quote for a detached, semi-detached, town home, bungalow, and more. Sharp’s experienced home insurance brokers won’t only get you the best home insurance premium, but they’ll also adjust your policy details to your needs.

So, how do you start with finding a home insurance policy that matches your life and wallet? Sharp Insurance starts by doing the legwork to get you the ideal policy and price that you need.

If you live in Medicine Hat and you already have a home insurance policy, let Sharp Insurance help you save some money on your current policy. Once you submit your insurance quote, a certified Sharp Insurance broker will call you and walk you through your policy details. If you have any questions regarding your home insurance policy, give us a call at 1.877.218.2008.

As a brokerage, Sharp Insurance has access to Canada’s top insurance markets and will work on your behalf to find you the premium that works for you. Our dedicated team knows that every homeowner has different needs; we’ll work with you to customize a policy the works for your house and its unique contents. Get a free, zero-obligation quote today so you can start saving money on your insurance bill today.

Weather Protection

Did you know that some of Sharp Insurance partners offer a weather protection program? If you have a claim on your Medicine Hat home’s asphalt roof or vinyl siding, this program will help prevent damages in the future by upgrading your home with weather resistant roofing and siding materials.

Give us a call to learn more about this new service and the service provider!

Are You Getting the Best Home Insurance Rates in Medicine Hat?

At Sharp Insurance, we understand that every home owner has unique needs. Even if you live in a house or a condo that seems similar to your neighbour’s from the outside, your home’s internal contents and interior finishing and design are surely different.

Let us help you customise your home insurance policy to make it the perfect fit for your needs.

First, let’s start by asking the right questions that could help you save some money:

  • Do you smoke?
  • Does your home have monitored alarms (fire, water, burglary)?
  • Is your home mortgage-free?
  • Have you ever made a claim?
  • Has your home been upgraded?

The value of your property can be affected by any upgrades or updates that you conduct on your home. So before you purchase your home insurance, make sure to give us a call to help you answer these questions and get you the right home insurance coverage plan.

This isn’t everything! At Sharp Insurance, we offer some tips that can help you save money on your Medicine Hat home insurance policy:

  1. Tell us all about your property – It’s all in the details.
    The condition your home is in makes a difference to insurers. The more up-to-date your property is, the less you’ll pay for your policy.  Updates to your household often result in lower home insurance premiums. Do you have a new roof? Have you recently installed a backwater valve or an alarm system?
  2. Maintain a good credit record.
  3. Pay off your mortgage – If you own your home, you can expect to save at least 15% on your home insurance.
  4. Quit smoking – While insurance companies don’t charge smokers more, they often reward non-smokers with a discount.

Bundle your auto and home insurance policies – Insurance companies want your business and they offer discounts when you purchase more than one policy from them.

Did you know?

Where you buy your home is one of top factors that impact your home insurance rates. Do your homework on the claim and crime rates before you move into a neighborhood.

Are You Getting the Right Home Insurance Coverage at Medicine Hat?

We understand that you want the perfect protection you can get for your most valuable investment. But this doesn’t mean you know exactly what coverage option to choose. Let the experts take care of that concern for you! We don’t believe in a one-size fits all kind of home insurance policy; instead, our team of knowledgeable brokers tailors a special policy that fits your unique needs and walks you through the insurance maze.

Types of Home Insurance

Home Insurance

While home insurance isn’t mandatory, most lenders do require proof of insurance. But more than a requirement, a good insurance policy is truly peace-of-mind protection.

Our home insurance plans in Medicine Hat are incredibly customizable. We also offer the most options because every property is different. An insurance policy should consider the home itself, including interior and exterior building materials, electrical, plumbing, water tanks, and furnaces, as well as the contents.

Still have questions?

Not a problem! Give us a call and one of our award-winning brokers will be happy to answer all of your questions and walk you through your home insurance policy.

Get the Right Home Insurance Coverage in Medicine Hat

Getting the right home insurance coverage in Medicine Hat is the perfect mix of protection and price.

Flood Insurance in Medicine Hat

In Alberta, flood insurance is an option on personal home insurance policies. The June 2013 flooding was a shock for many Albertans, totalling over 7 billion dollars in losses. Weather patterns have been changing for some time. Whether it’s wind and rain, excessive snow and snow melt, or rising river levels, flooding is becoming an inevitability in many parts of Alberta. Recognizing the need for insurance for overland flood damage, the insurance industry answered with a water protection endorsement that can easily be added to your existing insurance policy.

Give us a call to get more information or to receive a free quote from one of our skilled brokers.

What We Offer

Please be advised that due to the recent storms, we are experiencing higher than average call volumes.

To make a claim, we recommend calling your insurance company directly to expedite the process. Click here to find your insurance company’s claims line

If you need a copy of your pink card, payment information or for any non-urgent request, use our mySharp app or online portal. Click here to log in.