Home Insurance for Medicine Hat Locals

We understand that every homeowner has different needs. Even if you live in a house or a condo that seems similar to your neighbour’s from the outside, your home’s internal contents and interior finishing and design are surely different.

We can gear your home insurance policy to make it the right fit for your needs.

We start by asking you important questions with a goal to save you money:

• Are you a smoker?
• Have you installed monitored alarms? (e.g. fire, water, burglary)
• Do you have a home mortgage?
• What is your claim report
• Do you have any upgrades or renovations?

The value of your property can be affected by upgrades or renovations. So before you purchase your home insurance, make sure to give us a call to help you answer any questions. We’ll help you get the right home insurance coverage plan.

Here are 4 tips that can help you save money on your insurance policy:

1. Tell us all about your property – It’s all in the details.
   The condition your home is in makes a difference to insurers. The more up-to-date your property is, the less you’ll pay for your policy.  Updates to your household often result in lower home insurance premiums. Do you have a new roof? Have you recently installed a backwater valve or an alarm system?
2. Maintain a good credit record.
3. Pay off your mortgage – If you own your home outright, you can expect to save at least 15% on your home insurance.
4. Quit smoking – While insurers don’t charge smokers more than non-smokers, they often reward non-smokers with a discount.

Combine your car and home insurance policies. Insurance companies want your business, so they offer discounts when you purchase more than one policy.

We understand that you want the best protection you can get for your investment. But this doesn’t mean you know exactly what options to choose. Let the experts take care of that concern for you!

We don’t believe in a one-size fits all kind of home insurance policy. Instead, our team of knowledgeable brokers tailors a special policy that fits your requirements. We walk you through the insurance maze.

Why do most people have a home insurance policy? A policy is not mandatory in Alberta but if you have a mortgage, a home policy is a requirement as a lot of lenders require proof.

Our home insurance plans will give you peace-of-mind and are tailored to match your home life. A secure insurance plan looks at the exterior and interior of your home, including your plumbing, electrical system, water tanks, and more.

Still have questions?

Not a problem! Give us a call and one of our award-winning brokers will be happy to answer all of your questions and walk you through your home insurance policy.