What kind of home insurance should I buy?
Home insurance for Red Deer properties can run from a basic policy, offering the narrowest coverage available, all the way to a comprehensive policy covering an extensive art and jewellery collection.
Most people find themselves somewhere in between: They’re looking to protect their home, its contents, and any other structure on the property (detached garage, etc.) but aren’t quite sure exactly what kind of coverage they really need.
One thing we know for sure is that no two clients are alike and neither are their home insurance policies. That’s why Sharp Insurance offers a wide variety of coverage plans and endorsements. We can customize a plan for you so that you’re protected no matter what wildcard pops up. And since we deal with a network of insurers, our brokers can do the comparison shopping for you and find you a great rate.
While home insurance isn’t mandatory in Canada, lenders will generally require proof of insurance as a condition of financing. Even if you’re mortgage-free, unless you can easily afford to replace your home and its contents, you should ensure you have a policy in place.