Whether you have had several accidents over a short period of time, more than five traffic convictions over a three year period, or have had a criminal code conviction, you may find it challenging to find an insurance company that will cover you. The high risk insurance market will insure all drivers who have had more than the accepted violations on their record. Sharp Insurance understands the importance of being able to drive in Fort McMurray, which is why we will work on your behalf to find you the right insurance company.
Improve Your Record
Alberta insurance rates are heavily dependent on an individual’s driving record and experience. If you have had several accidents, it may take up to 6 years to clear your history depending on when you experienced your accidents. Convictions only stay on your record for three years, after that it completely disappears from your driver’s report, and you will then be able to benefit from better rates.
When you have had a few accidents or convictions on your record, it is best to disclose everything you can recall in order for you to receive the most accurate rates. A copy of your driver’s abstract and claims experience letter may be requested, especially if you have lived out of Alberta at some point. Our brokers will do everything they can to research and work on your behalf to find you rates that are within your budget.
Get the Right Coverage, Hit the Road with Confidence.