What's Considered A High Risk Driver?

If you’re a high-risk driver, you may find it challenging to find an insurance company that covers you.

You’re considered high risk if:

• You’d had several accidents over a short period of time.
• Had more than five traffic convictions over a three-year period.
• Had a criminal code conviction.The high risk insurance market will insure all drivers who’ve had more than the accepted violations on their record.Our brokers work on your behalf to find you the right insurance company.

How Do You Improve Your Record

Alberta insurance rates are heavily dependent on an individual’s driving record and experience.

Did you know?

If you have had several accidents, it may take up to six years to clear your driving history depending on when you had your accidents.

Convictions only stay on your record for three years, after that it completely disappears from your driver’s report, and you will then be able to benefit from better rates.

How Do I Get An Accurate Quote?

When you have had a few accidents or convictions on your record, it’s best to disclose everything you can remember in order for you to receive the most accurate rates.

A copy of your driver’s abstract and claims experience letter may be requested, especially if you have lived out of Alberta at some point.

Our brokers do everything they can to research and work on your behalf to find you rates that are within your budget.