In High Prairie, high-risk drivers are defined as individuals who have had three or more at-fault accidents in the past 6 years, 5 or more traffic convictions in the last three years, or if a driver has had a major or criminal code conviction such as a DUI.
Often times, when you are categorized as a high-risk driver, you may find it difficult to find insurance coverage. Sharp Insurance is here to help you find insurance that best suits your needs. Our brokers will also give you advice on how you can work on improving your driving record to help you reduce your rates in the near future.
Improve Your Record
Calgary insurance rates are heavily dependent on an individual’s driving record and experience. If you have had several accidents, it may take up to 6 years to clear your history depending on when you experienced your accidents. Convictions only stay on your record for three years, after that it completely disappears from your driver’s report, and you will then be able to benefit from better rates.
When you have had a few accidents or convictions on your record, it is best to disclose everything you can recall in order to receive the most accurate rate. A copy of your driver’s abstract and claims experience letter may be requested, especially if you have lived out of Alberta at some point. Our brokers will do everything they can to research and work on your behalf to find you rates that are within your budget.
Get the Right Coverage, Hit the Road with Confidence.