It can only take a few seconds for an accident to happen. But it could take your business years to recover from the damages. Don’t let a few seconds determine the future of your business; get Commercial General Liability (CGL). We offer Calgary business owners a wide range of commercial insurance products that protect you, your employees, and your services.
General Liability Insurance covers your business in the event of a claim for bodily injury, medical costs, and damage to property.
Here are a few examples:
If a client trips on your equipment, resulting in a fall that causes an injury, General Liability Insurance will cover the claim up to your policy limits.
If you’re serving coffee at your café and accidentally spill it on someone’s jacket. Your insurance will cover the costs of replacing the item.
Personal injury is also covered and will protect you and your business.
Who Should Get CGL Insurance?
Basically, you should get CGL insurance if you or your employees do the following:
Represent your clients’ business
Interact with clients
Use third-party locations for business-related activities
Use or have access to equipment
A lot of contract work will require you to have CGL insurance. CGL insurance does not cover your employees for negligence or faulty advice or services. In these cases, you’ll need Professional Liability Insurance.
Get a Quote
Our experienced brokers will work with you to find the right coverage for your needs. You can spend less time worrying, and more time on what you love to do.
One of our experienced brokers will work on your behalf to find you optimal coverage that suits your needs.