COVID-19

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COVID-19 - We’re Here For You

As the COVID-19 outbreak continues to evolve, we remain committed to ensuring the safety and wellbeing of our customers and our employees. We want to keep you up-to-date as the situation changes on an hourly basis.

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Our brokers are committed to providing you outstanding service during these challenging times, and are here to help you with all of your insurance needs and beyond.

Sharp Office Updates:

We’re committed to ensuring the safety and well-being of our customers and our employees as the spread of COVID-19 continues to unfold.

As preventative measures, we’re closing our offices to walk-in traffic, and initiating our work-from-home protocol. We want to assure you that there will be no disruptions in service and that we remain your dedicated broker during these challenging times.

Connect with us:

We are available to help you with all of your insurance needs by:

  • All insurance transactions including payments can be made over the phone with one of our experienced brokers. (877) 218-2008
  • Login online or download our app to access your insurance, view and print pink cards, initiate a change and to submit a claim.
  • Connect with one of our brokers over email
  • You can make a payment online here or over the phone with one of our brokers.

 

No services will be disrupted at this time.

Frequently Asked Questions

If you think you’ll miss a payment on your home, car or other type of insurance coverage, please give us a call and we’ll contact your insurance company so they can make payment options for you as soon as possible.

No. If you put a stop-payment on your regular car insurance payments, you’re telling your insurance company you do not intend to make a payment. Alternately, contact your insurer to make payment arrangements.

As an insurance policyholder, your payment options will be determined by your insurance company. We’re available to contact your insurance company for you and provide you with a list of options.

Payment deferral is a payment amount that is pushed forward or payment that is spread out over a certain time frame (i.e. weeks or months). The payments deferred are not waived, just moved forward. You’re still responsible for paying your bills at an agreed-upon date.

If you’re driving your vehicle, you will need to carry third-party liability; we recommend carrying 2 million dollars to ensure adequate coverage. If you finance your car, your insurance company will likely require you to continue carrying collision and comprehensive coverage.

If you remove liability insurance from your car insurance policy, it means you can’t legally drive anywhere – not even to the corner grocery store.

If you omit collision insurance, you won’t be covered for a hit and run, impact with a third-party, or a single-car accident (e.g. you hit a guardrail). Without comprehensive coverage, you won’t be covered for fire, theft, vandalism or hail damage.

If you can’t pay your insurance premium, we’ll work with you to ensure you don’t go without coverage.

If you drive without car insurance and cause an accident, you’ll be responsible for paying for vehicle damage and medical expenses for all injured parties.

Sometimes. We can review your payment options on a case-by-case basis.

Premium financing is a third-party financing company. For example, if you bought a couch using your credit card, the payments would be spread out over some time, instead of having to pay for the item all at once.

Yes, insurance companies are mandated by law to keep sufficient funds available to pay for client’s claims.

We’re here to help you and happy to review, and if needed, adjust your insurance policy to reflect your daily car usage. We ensure you have the proper insurance coverage and insurance rate that adequately protects you in the event of a life change.